Gavin Hatcher
Map of Pine Lake Estates
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Neighborhood · St Cloud, Florida

Pine Lake Estates

Established St Cloud living close to Orlando

8

Homes for sale

$257,500

Median list price

$189

Avg price / sqft

167

Median days on market

Search Pine Lake Estates on the map

Pine Lake Estates sits in the heart of St Cloud in Osceola County, an established residential pocket where you're surrounded by neighborhoods like Anthem Park, Mallard Pond and Palm Gardens. It's a practical spot for Orlando commuters — Orlando International Airport is about 34 minutes out, downtown Orlando roughly 40, and Walt Disney World around 43 — while keeping the quieter, spread-out feel St Cloud is known for. Families are drawn to the assigned schools, including the well-regarded Osceola County School for the Arts and St. Cloud High School.

For buyers, this is a small, slow-moving market right now with just 8 active listings and a median list price of $257,500, though asking prices run from $135,000 all the way to $475,000. Homes are sitting — the median is about 166 days on market — which gives serious buyers room to negotiate, and sellers over the past year have accepted around 96% of asking. It's worth watching the live map and the broader St Cloud homes for sale inventory, since choices here are limited.

Pine Lake Estates is a community in St Cloud, Florida.

Quick facts

$135,000$475K price range

1,093 sqft median home

$416/mo median HOA

$2,600/mo median rent

14 sold in 12 months

Drive times

Orlando Int’l Airport (MCO)34 min
Universal Orlando38 min
Downtown Orlando40 min
Walt Disney World43 min

On the market now

Homes for sale in Pine Lake Estates

Every active listing inside the Pine Lake Estates boundary

Open full map search →

Find your fit

Browse Pine Lake Estates

Where the market lives

4
1
3
<$200K$300K–$400K$400K–$500K

The numbers that matter

The Pine Lake Estates market

14

Sold, last 12 months

$365,000

Median sold price

96%

Sale-to-list ratio

What sellers actually get vs asking

25 days

Median time to sell

Pine Lake Estates vs St Cloud

Median list price

Pine Lake Estates$258K
St Cloud Co.$425K

Price per sqft

Pine Lake Estates$189
St Cloud Co.$236

Days on market

Pine Lake Estates167d
St Cloud Co.33d

Median sold price — 3-yr, 3-mo rolling

5.7% yr/yr

$208K$324K$440KJul ’23Jun ’26

Homes sold per month

035Feb ’24Jun ’26

Live Stellar MLS data — every listing and closed sale inside the Pine Lake Estates boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Pine Lake Estates is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Pine Lake Estates home

$2,110/mo

Principal & interest $1,357
Property tax $127
HOA / fees $416
Insurance (est.) $210

$257,500 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$416/mo

Median HOA

From current listings inside the boundary

$2,600/mo

Median rent

Homes for rent inside the boundary

Population

1,012

Median age

36

Median income

$62,817

Median home value

$287,161

Beyond the listings

Living in Pine Lake Estates

Culture

Top 12% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Active

Top 13% in the U.S.

Fitness Obsession

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Active

Top 15% in the U.S.

Organized Sports

From tryouts and casual pick-up games, to varsity tournaments and intramural matches, this population includes people who participate in organized athletics. Often through schools or public recreational areas.

Beliefs

Top 17% in the U.S.

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

Active

Top 20% in the U.S.

Functional Fitness

Looking good and reaching fitness goals is all about discipline: Eat right. Work hard. No excuses. This population is more likely to view working out as a means to an end.

Food & Drink

Coffee Connoisseur

Morning java. Cup of Joe. Caffeine in an IV. Whatever they call it, this population loves coffee and the culture around it.

People who close here

Our St Cloud experts

Straight answers

Pine Lake Estates FAQs

Is Pine Lake Estates a good place to live?+

It's a solid fit for buyers who want an established St Cloud address with real commuter access — Orlando International Airport is about 34 minutes away and downtown Orlando around 40. Families appreciate the assigned schools, including Neptune Middle School and St. Cloud High School, plus proximity to neighborhoods like Anthem Park and Deer Creek.

Is it expensive to buy here?+

Not by Central Florida standards — the median list price is $257,500, with active homes ranging from $135,000 to $475,000. Pricing works out to about $189 per square foot on a median home size near 1,093 square feet.

What do homes cost in Pine Lake Estates?+

Right now there are 8 active listings with a median list price of $257,500, while homes sold over the past 12 months closed at a median of $365,000. That gap reflects a mix of home sizes and conditions, so it pays to compare individual listings on the St Cloud homes for sale map.

How is the market right now?+

It's slow and buyer-friendly, with only 14 homes sold in the last year and a median 166 days on market. Sellers are getting about 96% of their asking price on average, which signals room to negotiate on the right property.

What about HOA fees and property taxes?+

The median HOA here runs about $416 per month, which is on the higher side, so confirm exactly what's included for any given community. Property taxes are modest at a median of $1,519 per year, and the median rent in the area is around $2,600 per month.

Keep exploring

More St Cloud neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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