Gavin Hatcher
Map of Montego Cove
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Neighborhood · Stuart, Florida

Montego Cove

Waterfront Living Without the Coastal Price Tag

2

Homes for sale

$302,400

Median list price

$201

Avg price / sqft

213

Median days on market

Search Montego Cove on the map

Montego Cove is a small, water-oriented pocket of Stuart in Martin County, where the two homes on the market right now both sit on the water and both come with a pool. It's the kind of quiet, established neighborhood that appeals to buyers who want easy access to South Florida's rivers and inlets without competing for a million-dollar address. Nearby communities like Harbor Estates, St. Lucie Falls, and Sunshine Parkway Manor round out this stretch of Stuart with a similar low-key, single-family feel.

For a buyer today, the math is unusually approachable: the median list price sits at $302,400 and homes run about $201 per square foot, well below the coastal-Martin averages. With only two active listings and homes taking a median 212 days to sell, this is a patient market where buyers who wait for the right property have room to negotiate — sellers over the past year closed at about 90% of asking. Browse Stuart homes for sale or watch this pocket on the live map.

Montego Cove is a community in Stuart, Florida.

Quick facts

$279,900$325K price range

1,506 sqft median home

3 sold in 12 months

On the market now

Homes for sale in Montego Cove

Every active listing inside the Montego Cove boundary

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Find your fit

Browse Montego Cove

Where the market lives

1
1
$200K–$300K$300K–$400K

The numbers that matter

The Montego Cove market

3

Sold, last 12 months

$215,000

Median sold price

90%

Sale-to-list ratio

What sellers actually get vs asking

152 days

Median time to sell

Montego Cove vs Stuart

Median list price

Montego Cove$302K
Stuart Co.$265K

Price per sqft

Montego Cove$201
Stuart Co.$375

Days on market

Montego Cove213d
Stuart Co.94d

Live Stellar MLS data — every listing and closed sale inside the Montego Cove boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Montego Cove is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Montego Cove home

$2,061/mo

Principal & interest $1,593
Property tax $258
Insurance (est.) $210

$302,400 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

Population

399

Median age

66

Median income

$96,948

Median home value

$341,600

Beyond the listings

Living in Montego Cove

Active

Top 6% in the U.S.

Organized Sports

From tryouts and casual pick-up games, to varsity tournaments and intramural matches, this population includes people who participate in organized athletics. Often through schools or public recreational areas.

Culture

Top 7% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Hobbies & Interests

Top 7% in the U.S.

Natural Beauty

This population marvels at the beauty of nature, and they want to capture every breath-taking scene.

Hobbies & Interests

Top 9% in the U.S.

Green Thumb

From tiny sprouts and window plants, to flower arrangements and designing a landscape, this population has an affinity for all things green.

Lifestyles

Top 9% in the U.S.

Farm Culture

Do you know where your food comes from? These people do, and they want to share their love for farming and simple living with the community.

Attitudes

Top 10% in the U.S.

Volunteering & Giving

Expressing a desire to give back and do good for the community, this behavior emphasizes charity. Common activities include volunteering, fundraisers, and donations.

Straight answers

Montego Cove FAQs

Is Montego Cove a good place to live?+

It's a small, water-focused neighborhood in Stuart where both current listings sit on the water and include a pool, which tells you a lot about the outdoor lifestyle here. It sits alongside established communities like St. Lucie Falls and appeals to buyers who want quiet, single-family living with river and inlet access.

Is Montego Cove expensive?+

Compared with much of coastal Martin County, no — the median list price is $302,400 and homes run about $201 per square foot. There are currently no listings above $1 million here, so it stays firmly in reach for buyers priced out of Stuart's higher-end waterfront.

What do homes cost in Montego Cove?+

Active listings range from $279,900 to $324,900 with a median of $302,400, and the typical home is around 1,506 square feet. Over the past 12 months three homes sold at a median price of $215,000, so recent closings have come in below current asking levels.

How is the market in Montego Cove?+

It's a slow, low-inventory market with just two active listings and a median 212 days on market. Only three homes sold in the past year, and sellers averaged about 90% of asking — so patient buyers have leverage. You can track new listings on the live map.

What about HOA fees and property taxes?+

The median annual property tax runs about $3,094, which is modest for a waterfront neighborhood in Martin County. HOA figures aren't currently available for the active listings, so confirm any dues directly on the specific property you're considering.

Keep exploring

More Stuart neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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