4074 NW 4th St, Miami FL 33126, MIAMI, FL, 33126
Active54 days on marketListed Jun 19, 2026MLS #A12040098
About this home
4074 NW 4th St, Miami FL 33126
Investor Opportunity in Coral Gables Area – Duplex Zoned (T-3) with Income Potential or for First-Time Home Buyers! Exceptional opportunity to own a property with Duplex Zoning (T-3), allowing up to 16 units per acre. Currently generating income, this charming 3-bedroom, 2-bathroom single-family home offers both immediate cash flow and future development potential. The home features ceramic tile flooring throughout, spacious living and dining areas, and a covered patio perfect for relaxing or entertaining. The backyard includes an above-ground pool, an outdoor seating area, and is fully fenced for added privacy. Conveniently located with easy access to Miami International Airport, Downtown Coral Gables, Downtown Miami, and major highways. Best of all, NO HOA. Whether you're looking for an income-producing property, future redevelopment potential, or a place to call home, this is an opportunity you won't want to miss. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,506
Sqft
1947
Year built
$431
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,585 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,585/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.8%
$/sqft vs Miami actives
$431 vs $513
Days on market
54 vs 66 typical
Where $431/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Alameda - West Flagler
Get to know Miami. See the full Miami guide →
Alameda - West Flagler — neighborhood snapshot
Population
45,863
Median age
44
Median income
$56,704
Median home value
$431,367
Avg household
3
Households w/ children
4,600
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17452% above the MIAMI 33126 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 4074 NW 4th St
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$620,000
4074 NW 4th St, Miami FL 33126 · same community
2 bd · 2 ba · 1,506 sqft · $412/sqft · 444 DOM
Sold · Jul ’26$1,300,000
809 Milan Ave., Coral Gables FL 33134
3 bd · 2 ba · 1,486 sqft · $875/sqft · 36 DOM
Sold · Oct ’25$1,350,000
1502 Alberca St, Coral Gables FL 33134
2 bd · 2 ba · 1,536 sqft · $879/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4074 NW 4th St — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4074 NW 4th St — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
4074 NW 4th St FAQs
What would the monthly payment be for 4074 NW 4th St, Miami FL 33126?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,585/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4074 NW 4th St, Miami FL 33126?+
The most recent tax bill on record (2025) was $8,150. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $649,000, this home is listed about 6% above the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4074 NW 4th St, Miami FL 33126?+
Kinloch Park Elementary School (elementary), Kinloch Park Middle School (middle), Coral Gables Senior High School (high), District Instructional Center (Dic) (), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 17452% above the MIAMI 33126 median — but at 1,506 sqft it's also 25% larger than the typical Miami listing.
02Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $665,000, now $649,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of One Stop Realty · Armando Viera. MLS #A12040098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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