Gavin Hatcher
$535,5555 bd3 ba2,987 sqft$179 /sqft$4,571 /mo all-in ↓

5238 GROVE MILL LOOP, BRADENTON, FL, 34211

Active153 days on marketListed Feb 19, 2026MLS #A4682108

Single Family ResidenceLAKEWOOD RANCH SOLERA PH IC & ID

About this home

5238 GROVE MILL LOOP

Welcome to your ideal family retreat in Lakewood Ranch’s sought-after Solera neighborhood. Perfectly positioned on a peaceful waterfront lot, this home captures breathtaking water views, highlighted by a fountain that glows beautifully in the evening—creating a picturesque and tranquil backdrop. High ceilings and an open-concept design fill the home with natural light, offering a bright, airy atmosphere and flexible spaces for everyday living and entertaining. The front FLEX room provides versatility as a home office, formal dining room, or additional sitting area—tailored to fit your lifestyle. The spacious primary suite is a true retreat, featuring a sitting area, an expansive walk-in closet, and a luxurious en-suite bath. Upstairs, you’ll also find three additional bedrooms, a generously sized shared bath with dual sinks, a bonus room with an oversized storage closet, and a well-appointed laundry room with utility sink. A downstairs guest bedroom and full bath offer ideal privacy for visitors or multi-generational living. Designed with both style and function in mind, the kitchen features granite countertops, wood cabinetry, a large pantry, and a butler’s pantry - perfect for seamless entertaining. Sliding glass doors open to the covered lanai, extending your living space outdoors and allowing you to fully enjoy the serene waterfront setting. Solera is a newer, established community with low HOA fees that include landscaping maintenance and access to a community pool just steps away. As part of Lakewood Ranch, residents enjoy top-rated schools, premier shopping and dining, golf courses, parks, and extensive recreational amenities. The neighborhood’s streetscape and vibrant community atmosphere reflect pride of ownership throughout. More than just a home, this property offers a lifestyle - conveniently located near downtown Sarasota and its thriving arts scene, University Town Center, SRQ Airport, world-renowned Gulf Coast beaches, and within easy reach of Florida’s famous theme parks.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,987

Sqft

0.13 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$179

Per sqft

Water view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingGarage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$268/mo
Taxes (2024)$9,042/yr
PetsBreed Restrictions
CommunityClubhouse · Community Mailbox · Deed Restrictions · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,571 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,153
FHA mortgage insurance (est.)$237
Property tax — 2024 actual bill$754
HOA fee — from the listing$268
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,744Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,744
Interest rate6.00%
Loan term

Estimated payment

$4,571/mo

Principal & interest$3,153
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$754
HOA / condo fee$268
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $536K
$514KedgeAI estimate $601,380 · range $551K$723K$752K

vs edgeAI estimate

−10.9%

Days on market

153 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 5238 GROVE MILL LOOP

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Feb 19, 2026Listed at $535,555 · 153 days on market since
2022Built · LAKEWOOD RANCH SOLERA PH IC & ID

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5238 GROVE MILL LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5238 GROVE MILL LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

5238 GROVE MILL LOOP FAQs

What would the monthly payment be for 5238 GROVE MILL LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,571/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5238 GROVE MILL LOOP?+

The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5238 GROVE MILL LOOP?+

The most recent tax bill on record (2024) was $9,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5238 GROVE MILL LOOP?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $535,555, this home is listed about 35% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 5238 GROVE MILL LOOP?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$535,555 runs 32% above the BRADENTON 34211 median — but at 2,987 sqft it's also nearly twice the size of the typical Bradenton listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

153 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Joe Suarez. MLS #A4682108.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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