2566 GARY CIRCLE UNIT 5, DUNEDIN, FL, 34698
Active131 days on marketListed Mar 15, 2026MLS #A4685469
About this home
2566 GARY CIRCLE UNIT 5
INCREDIBLE AFFORDABLE LOCATION AT THE GATEWAY TO HONEYMOON AND CALADESI ISLAND. REMODELED BAYFRONT CONDO IN THE HISTORIC TOWN OF DUNEDIN. THIS WATERFRONT GEM HAS NEW KITCHEN, FRESHLY PAINTED ,FLOORING, AND A/C. COME ENJOY BEAUTIFUL SUNSETS AND TRANQUIL BREEZES. FROM THIS FIRST FLOOR UNIT YOU CAN SWIM IN THE POOL OR FISH FROM THE DOCK. TAKE A WALK, BIKE OR KAYAK TO HONEYMOON ISLAND STATE PARK. CLOSE TO THE PINELLAS BIKE TRAIL WHERE YOU CAN CRUISE TO THE HISTORIC DOWNTOWN OF DUNEDIN AND TARPON SPRINGS. ENJOY THE SMALL TOWN COASTAL VIBES! GREAT ENTERTAINMENT, BREWERIES, GOLFING, SHOPPING, FISHING, BOATING. YOU CAN HOPE A FERRY TO CALADESI ISLAND AND ENJOY PRISTINE NATURAL BEACHES. EAT LOCAL SEAFOOD AT FRENCHYS OUTPOST. TAKE A RIDE TO THE GREEK TOWN OF TARPON SPRINGS ORLANDO EXPLORE THE SPONGE DOCKS. IN CLOSE PROXIMITY TO CLEARWATER/ST PETE WHERE YOU CAN EXPLORE THE ART AND MUSIC SCENE. DONT MISS THIS OPPORTUNITY TO OWN PART OF THE COASTAL LIFESTYLE.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
562
Sqft
0.9 ac
Lot size
1964
Year built
One
Levels
$507
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,231 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,231/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+64%
$/sqft vs Dunedin actives
$507 vs $296
Days on market
131 vs 51 typical
Where $507/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
152 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2566 GARY CIRCLE UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$299,000
2566 GARY CIRCLE UNIT 2 · same community
1 bd · 1 ba · 562 sqft · $532/sqft · 55 DOM
Sold · Apr ’26$308,000
2566 GARY CIRCLE UNIT 6 · same community
2 bd · 1 ba · 747 sqft · $412/sqft · 42 DOM
Sold · Nov ’25$31,000
605 MICHIGAN BOULEVARD UNIT 44
1 bd · 1 ba · 612 sqft · $51/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2566 GARY CIRCLE UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2566 GARY CIRCLE UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
2566 GARY CIRCLE UNIT 5 FAQs
What would the monthly payment be for 2566 GARY CIRCLE UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,231/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2566 GARY CIRCLE UNIT 5?+
The most recent tax bill on record (2025) was $3,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2566 GARY CIRCLE UNIT 5?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $285,000, this home is listed about 28% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2566 GARY CIRCLE UNIT 5?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DUNEDIN 34698 market on paper
$285,000 is 5% below the DUNEDIN 34698 median of $300,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
131 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $299,900, now $285,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNREAL ESTATE INC · Karl Helbig. MLS #A4685469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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