Gavin Hatcher
$530,000$549,9994 bd3 ba2,500 sqft$212 /sqft$4,259 /mo all-in ↓

11912 RICHMOND TRAIL, PARRISH, FL, 34219

Active114 days on marketListed Apr 1, 2026MLS #A4688448

Reduced $20KSingle Family ResidenceMORGANS GLEN PH IA, IB, IC, IIA & IIB

About this home

11912 RICHMOND TRAIL

North River Ranch | Riverfield | Parrish, FL 34219 | 4 Bed / 3 Bath | 2,500 Sq Ft | Pond View, Eastern Exposure | Built by Cardel Homes Homesites like this one are what buyers wait for in North River Ranch. This 4-bedroom, 3-bathroom Cardel home sits on a rare pond lot in gated Riverfield, with eastern exposure that drops the morning light over the water and no rear neighbors looking back at you. In a community building out to roughly 6,000 homes, a private water view with open sky behind it is the kind of lot that doesn't cycle back onto the market often. Inside, the 2,500 square feet is laid out to actually live in. The kitchen and great room open into each other for everyday flow and easy hosting, and a flex/bonus room off the kitchen takes on whatever you throw at it, media room, playroom, or a second living space. A private den toward the rear, looking out over the pond, gives you a real work-from-home or quiet room rather than a converted closet. Four bedrooms and three full baths leave room for family, guests, or an out-of-state move that needs space to land. Riverfield is a gated neighborhood inside North River Ranch, minutes from the community pools, fitness facilities, scenic trails, and the Brightwood Pavilion. Step out your door and the amenities read like a resort, multiple clubhouses, resort-style pools with water slides, fitness centers, game rooms, dog parks, and more than twenty miles of trails and paved paths at build-out. A full-time lifestyle director runs a year-round calendar of fitness classes, live music, food trucks, and community events, so there's genuinely something happening most weeks. North River Ranch has earned Gold for Best Master-Planned Community in the Bradenton's Best Awards four years running, 2022 through 2025, along with Best Overall Community honors in the Parade of Homes Manatee-Sarasota. That's local voters and industry judges landing on the same conclusion, repeatedly. The community is served by Manatee County schools, and the brand-new Barbara A. Harvey K-8 opened right inside North River Ranch for the 2025/2026 school year, a STEM-focused campus with engineering labs, robotics, and 3D printing on site, with Buffalo Creek Middle and Parrish Community High also in the picture. The infrastructure is catching up to the lifestyle here. HCA Florida North River Ranch Emergency, a freestanding round-the-clock ER, is already open inside the community, with a 150-bed-plus hospital campus in development behind it. Market Walk, the Publix-anchored plaza, is open and serving residents today, the larger Village Center of grocers, restaurants, and retail is underway, and a State College of Florida nursing campus is slated for Parrish in 2027. You're buying into a place that's still adding to itself. Location closes it. North River Ranch sits in Parrish, 34219, in North Manatee County, with quick access to I-75 and U.S. 301 and an easy reach to Bradenton, Sarasota, Tampa, and St. Petersburg. Gulf beaches are a short drive west.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,500

Sqft

0.19 ac

Lot size

2

Garage

2024

Year built

One

Levels

$212

Per sqft

Negotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorIn Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorHurricane Shutters · Irrigation System · Private Entrance · Rain Gutters

Community & fees

HOA fee$9/mo
Taxes (2025)$8,825/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,259 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$735
HOA fee — from the listing$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,550
Interest rate6.00%
Loan term

Estimated payment

$4,259/mo

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$735
HOA / condo fee$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$471KedgeAI estimate $501,879 · range $491K$527K$551K

vs edgeAI estimate

+5.6%

$/sqft vs Parrish actives

$212 vs $203

Days on market

114 vs 42 typical

Where $212/sqft sits among the 400 Parrish actives

99
111
84 · this home
60
18
28
$154–180$180–205$205–231$231–257$257–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Manatee River Farms

Map of 11912 RICHMOND TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa45 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Parrish. See the full Parrish guide →

Manatee River Farms — neighborhood snapshot

Population

114

Median age

40

Median income

$191,750

Median home value

$569,628

Avg household

2

Households w/ children

21%

For the school run

Manatee County School District

ElementaryBarbara A Harvey Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

210 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $530,000 $20K
Apr 1, 2026Listed at $549,999 · 114 days on market since
2024Built · MORGANS GLEN PH IA, IB, IC, IIA & IIB

Reality check

What actually sold near 11912 RICHMOND TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11713 CHEVELON LANESold · Aug ’25

$600,000

11713 CHEVELON LANE · same community

4 bd · 3 ba · 2,420 sqft · $248/sqft · 67 DOM

8518 ARROW CREEK DRIVESold · Jul ’26

$510,000

8518 ARROW CREEK DRIVE · same community

4 bd · 3 ba · 2,420 sqft · $211/sqft · 83 DOM

11771 RICHMOND TRAILSold · Feb ’26

$510,000

11771 RICHMOND TRAIL · same community

4 bd · 3 ba · 2,417 sqft · $211/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11912 RICHMOND TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11912 RICHMOND TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

11912 RICHMOND TRAIL FAQs

What would the monthly payment be for 11912 RICHMOND TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,259/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11912 RICHMOND TRAIL?+

The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11912 RICHMOND TRAIL?+

The most recent tax bill on record (2025) was $8,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11912 RICHMOND TRAIL?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $530,000, this home is listed about 26% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 11912 RICHMOND TRAIL?+

Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$530,000 runs 29% above the PARRISH 34219 median — but at 2,500 sqft it's also 17% larger than the typical Parrish listing.

02Time on market is leverage

114 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $549,999, now $530,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Michael Dailey. MLS #A4688448.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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