5539 105TH TERRACE E, PARRISH, FL, 34219
Active79 days on marketListed May 1, 2026MLS #A4691807
About this home
5539 105TH TERRACE E
Virtually Staged. Welcome to one of the most sought-after communities in Parrish! This beautifully maintained 3-bedroom, 2-bathroom plus den home offers 2,144 sq ft of comfortable living space with a peaceful pond view and an unbeatable combination of style, space, and community amenities. Recent updates and highlights include a brand new stove, freshly painted interior and exterior, a Ring security camera system, newly replaced lanai screens, washer and dryer included, and an incredibly low mandatory HOA of just $150 per year. Step inside through the elegant decorative glass front door into a welcoming foyer where you'll immediately notice the bright, open layout with laminate flooring flowing throughout. The spacious kitchen is a true centerpiece, featuring granite countertops, a large island with bar seating, pendant lighting, and stainless steel appliances. The kitchen flows effortlessly into the dining area and living room, where sliding glass doors frame serene pond views and open to the screened lanai. The lanai is the perfect Florida outdoor retreat, complete with paver flooring and tranquil water views just beyond the fully fenced backyard. The primary suite offers a peaceful escape with a walk-in closet and an en-suite bath featuring a double vanity, granite countertops, and a tiled walk-in shower. Two additional bedrooms provide comfortable accommodations, and the versatile den is ideal as a home office, reading room, or flex space. The guest bathroom features granite countertops and a tub/shower combo, while the spacious laundry room includes a washer and dryer and utility sink. Harrison Ranch residents enjoy resort-style amenities including a junior Olympic swimming pool, fitness center, clubhouse, tennis and pickleball courts, playground, and over five miles of scenic walking and biking trails. Conveniently located near top shopping, dining, and major roadways, this home truly delivers the perfect Florida lifestyle. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,144
Sqft
0.15 ac
Lot size
2
Garage
2015
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.7%
$/sqft vs Parrish actives
$175 vs $206
Days on market
79 vs 42 typical
Where $175/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harrison Ranch
Drive times from this address
Get to know Parrish. See the full Parrish guide →
Harrison Ranch — neighborhood snapshot
Population
3,649
Median age
41
Median income
$107,660
Median home value
$362,585
Avg household
3
Households w/ children
428
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
205 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 5539 105TH TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$390,000
5716 110TH AVENUE E · same community
3 bd · 2 ba · 2,144 sqft · $182/sqft · 123 DOM
Sold · Apr ’26$385,000
11231 58TH STREET CIRCLE E · same community
3 bd · 2 ba · 2,144 sqft · $180/sqft · 142 DOM
Sold · Mar ’26$392,500
5531 107TH TERRACE E · same community
3 bd · 2 ba · 1,992 sqft · $197/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5539 105TH TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5539 105TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
5539 105TH TERRACE E FAQs
What would the monthly payment be for 5539 105TH TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5539 105TH TERRACE E?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5539 105TH TERRACE E?+
The most recent tax bill on record (2025) was $5,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5539 105TH TERRACE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $375,000, this home is listed about 11% below the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 5539 105TH TERRACE E?+
Parrish Community High School (high), Buffalo Creek Middle School (middle), Barbara A Harvey Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PARRISH 34219 market on paper
$375,000 is 10% below the PARRISH 34219 median of $415,030, and at $175/sqft it sits under the Parrish average of $220.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Parrish Community High School, Buffalo Creek Middle School, Barbara A Harvey Elementary School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $385,000, now $375,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Toni Zarghami. MLS #A4691807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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