Gavin Hatcher
$650,0004 bd2.5 ba2,456 sqft$265 /sqft$3,982 /mo all-in ↓

1250 LORETTO CIRCLE, ODESSA, FL, 33556

Active0 days on marketListed Jul 24, 2026MLS #A4699703

Priced 4% below the ODESSA 33556 medianPrivate poolSingle Family ResidencePARKER POINTE

Come see it

Upcoming open house

Sun, Jul 26

12:00 PM – 2:00 PM

About this home

1250 LORETTO CIRCLE

Some homes simply check the boxes, this one captures your attention from the moment you walk in. Beautifully reimagined with sophisticated finishes, inviting spaces, and thoughtful design throughout, this exceptional 4-bedroom, 2.5-bath residence is the perfect blend of modern elegance and everyday comfort. The heart of the home is the fully renovated kitchen, designed for both everyday living and effortless entertaining. An impressive 8-foot island anchors the space, complemented by shaker-style soft-close cabinetry, recessed lighting, double ovens, a wine refrigerator, and a large farmhouse sink perfectly positioned beneath a window overlooking the sparkling pool and backyard. Beautiful white oak luxury vinyl plank flooring flows seamlessly throughout the home, enhancing the bright, airy feel. Upstairs, all four bedrooms offer their own unique designer touches, creating spaces that are both inviting and full of character. The spacious primary suite is a true retreat. Step down into the bedroom where a custom built-in bookshelf with an electric fireplace creates the perfect cozy reading nook or relaxing escape. Just beyond, the ensuite bathroom features separate vanities, a walk-in shower, and a soaking tub. While preserving its original charm, the bath offers generous space and timeless appeal. Step outside to your own private backyard oasis. The fully fenced yard features a sparkling pool, relaxing hot tub, and an oversized lanai with both paver and concrete deck areas—perfect for entertaining, family gatherings, or enjoying peaceful Florida evenings. Major updates provide added peace of mind, including a 2025 HVAC system, 2019 roof, and 2024 water heater, allowing you to simply move in and enjoy. Ideally located in the desirable Parker Pointe community, you'll appreciate low HOA fees and convenient access to shopping, dining, parks, schools, and everything the area has to offer. This is more than just a beautifully renovated home—it's a place where thoughtful design, comfort, and lasting memories come together.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,456

Sqft

0.14 ac

Lot size

2

Garage

2001

Year built

Two

Levels

$265

Per sqft

Private poolFireplace

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$71/mo
Taxes (2025)$0/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,982 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$0
HOA fee — from the listing$71
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,578/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Est. property taxes$596
HOA / condo fee$71
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$527KedgeAI estimate $621,333 · range $549K$674K$701K

vs edgeAI estimate

+4.6%

$/sqft vs Odessa actives

$265 vs $271

Days on market

0 vs 38 typical

Where $265/sqft sits among the 205 Odessa actives

86
61 · this home
18
8
13
19
$187–259$259–332$332–404$404–476$476–549$549+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 1250 LORETTO CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

114 of 205

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $650,000 · 0 days on market since
2001Built · PARKER POINTE

Reality check

What actually sold near 1250 LORETTO CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1661 NE 2nd Court, Homestead FL 33033Sold · May ’26

$635,000

1661 NE 2nd Court, Homestead FL 33033 · same community

5 bd · 3 ba · 2,645 sqft · $240/sqft · 39 DOM

177 NE 17th Avenue, Homestead FL 33033Sold · May ’26

$671,000

177 NE 17th Avenue, Homestead FL 33033 · same community

5 bd · 3.5 ba · 2,878 sqft · $233/sqft · 20 DOM

1489 NE 2nd Court, Homestead FL 33033Sold · Mar ’26

$669,000

1489 NE 2nd Court, Homestead FL 33033 · same community

5 bd · 3.5 ba · 2,878 sqft · $232/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1250 LORETTO CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1250 LORETTO CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

1250 LORETTO CIRCLE FAQs

What would the monthly payment be for 1250 LORETTO CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,982/mo — principal and interest, estimated property taxes, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1250 LORETTO CIRCLE?+

The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1250 LORETTO CIRCLE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1250 LORETTO CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $650,000, this home is listed about 13% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1250 LORETTO CIRCLE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ODESSA 33556 market on paper

$650,000 is 4% below the ODESSA 33556 median of $679,000, and at $265/sqft it sits under the Odessa average of $351.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Odessa market that averages 38 — if it fits, move quickly.

04Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Ariel Sarmiento, LLC. MLS #A4699703.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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