14500 PONCE DE LEON TRAIL, PORT CHARLOTTE, FL, 33981
Active14 days on marketListed Jul 27, 2026MLS #A4700334
About this home
14500 PONCE DE LEON TRAIL
Virtually Staged. Stunning 2021-built Canal-front home with 2.5 miles from Myakka & Peace River leading to Charlotte Harbor, deep sail boat water, and NO bridges—a true boater’s dream. Offering 2,647 sqft under air, this beautifully designed residence features 3 bedrooms, 3 bathrooms, and a versatile den/office, all located in a charming gated community of just 165 homes. From the moment you enter, you are greeted with breathtaking canal views from the spacious family room, highlighted by the brand new laminate flooring, high tray ceilings and hurricane impact resistant windows and sliding glass doors that open to the screened lanai for seamless indoor-outdoor living. The well-appointed kitchen is the heart of the home, featuring a large granite island, designer backsplash, double oven/microwave, stainless steel appliances, and abundant cabinetry. It flows effortlessly into both the formal dining and dinette areas while overlooking the main living space, making it ideal for entertaining or everyday living. The popular split-bedroom floor plan provides privacy, while the den/office with double doors offers flexibility for a home office, hobby room, or potential fourth bedroom. Built for peace of mind, the home includes impact windows, front door, and sliders, and is situated on a well-elevated oversized lot with a berm behind the property. The home and community have remained dry through recent storms. Additional highlights include a paver driveway and a rare 3-car Air Conditioned Garage with attic stairs and a complete floor in the attic for storage. Low HOA fees cover gate access, lawn care, and landscaping. Outdoor living is what Florida is all about, and this home delivers with a screened and pavered lanai overlooking the canal. With no bridges, you are just minutes to Charlotte Harbor and have easy boating access to Punta Gorda, the Myakka River, the Intracoastal Waterway, Boca Grande, Cabbage Key, and more. Conveniently located in the desirable Port Charlotte/Englewood area, you are close to Gulf beaches, Wellen Park, spring training facilities, Dearborn Street, golf courses, shopping, dining, and have quick access to I-75. This fast-growing area continues to offer small-town charm with endless opportunities to enjoy the Florida lifestyle. Rent is $2950 per month plus HOA fee
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,647
Sqft
0.36 ac
Lot size
3
Garage
2021
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HARBOR WEST
$1 vs $300
Days on market
14 vs 60 typical
Where $1/sqft sits among the 11 homes for sale in HARBOR WEST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
6 of 11
HARBOR WEST have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14500 PONCE DE LEON TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$975,000
14564 GASPAR LOOP · same community
3 bd · 3 ba · 2,650 sqft · $368/sqft · 90 DOM
Sold · Sep ’25$950,000
15176 SPANISH POINT DRIVE · same community
4 bd · 2.5 ba · 2,360 sqft · $403/sqft · 107 DOM
Sold · Jul ’26$860,000
14556 GASPAR LOOP · same community
3 bd · 2.5 ba · 2,357 sqft · $365/sqft · 408 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14500 PONCE DE LEON TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14500 PONCE DE LEON TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
14500 PONCE DE LEON TRAIL FAQs
What would the monthly payment be for 14500 PONCE DE LEON TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 14500 PONCE DE LEON TRAIL?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,950, this home is listed about 99% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 14500 PONCE DE LEON TRAIL?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33981 market on paper
$2,950 is 93% below the PORT CHARLOTTE 33981 median of $39,500, and at $1/sqft it sits under the Port Charlotte average of $226.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $3,250, now $2,950 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Michael Zuppardo. MLS #A4700334.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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