Gavin Hatcher

103 51ST STREET, BRADENTON BEACH, FL, 34217

Active3 days on marketListed Jul 31, 2026MLS #A4701667

WaterfrontGUTIERREZ REV

About this home

103 51ST STREET

Back on the market!!!!! Welcome to 103 51st Street. One of the most amazing Gulf front properties in Holmes Beach. Although the address says 51st St, the property is found directly on the Gulf. It is over 27,000 square feet with 80 feet directly gulf front. On the street side there is over 150 feet of frontage on 5th Avenue. 5th Avenue is a unique street. It is not a high traffic street. The street dead ends on directly on the Gulf and into the driveway of your new home. The property is surrounded by lush tropical vegetation and shaded by large Australian Pines. They provide a welcome measure of privacy from beachgoers walking past on the Gulf. You can see out, but they cannot see into the property. Along the north side of the property is a 10-foot beach access/easement split with the home next door. This was added when the original plat was approved. It is only for the use of the homeowners of the subdivision along 51st st. It was Now we need to talk about the existing home. It was elevated enough to have been untouched by the hurricanes of 2024. The existing home is a traditional wood sided cottage on a block foundation. The interior has been totally renovated, and all the windows were replaced with impact glass. The living space was untouched by the hurricanes of 2024. It would be the perfect place to enjoy your Gulf front property while you plan your forever home on Anna Maria Island. The size of the lot allows the construction of a home with well over 9000 square feet of air-conditioned space. It also could support a separate outbuilding such as a detached garage or pool house. Whatever you choose to do, your spectacular Gulf views will never go away.

Facts & features

The home at a glance

0.62 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater
FacesSoutheast

Community & fees

Taxes (2025)$45,748/yr

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$44,080 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$37,502
PMI (est., until 20% equity)$2,606
Property tax — 2025 actual bill$3,812
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $695,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $695,000
Interest rate6.00%
Loan term

Estimated payment

$44,080/mo

Principal & interest$37,502
PMI (est., until 20% equity)$2,606
Property taxes (actual bill)$3,812
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bradenton Beach

Map of 103 51ST STREET

Drive times from this address

Downtown Tampa68 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer16.8 months of inventoryBuyer’s market

$665K$720K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 467% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $6,950,000 · 3 days on market since

Reality check

What actually sold near 103 51ST STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2601 GULF DRIVE N UNIT S33Sold · Mar ’26

$260,000

2601 GULF DRIVE N UNIT S33

1 bd · 1 ba · 0 sqft · 94 DOM

2601 GULF DRIVE N UNIT B4Sold · Jan ’26

$170,000

2601 GULF DRIVE N UNIT B4

1 bd · 1 ba · 360 sqft · $472/sqft · 186 DOM

2601 GULF DRIVE N UNIT 603Sold · Jan ’26

$150,000

2601 GULF DRIVE N UNIT 603

1 bd · 1 ba · 384 sqft · $391/sqft · 597 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 103 51ST STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 103 51ST STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

103 51ST STREET FAQs

What would the monthly payment be for 103 51ST STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $44,080/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 103 51ST STREET?+

The most recent tax bill on record (2025) was $45,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton Beach?+

At $6,950,000, this home is listed about 542% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.

Which schools are assigned to 103 51ST STREET?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$6,950,000 runs 467% above the BRADENTON BEACH 34217 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Bradenton Beach market that averages 47 — if it fits, move quickly.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SATO REAL ESTATE INC. · John Damato, II. MLS #A4701667.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton Beach homes, in your inbox

Like 103 51ST STREET but not quite? A daily digest of every new listing in Bradenton Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Gavin to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 1:44 PM UTC. The listing information on this page last changed on August 3, 2026 at 1:44 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 1:44 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 1:44 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.