3852 Jefferson Street, Stuart FL 34997, STUART, FL, 34997
Active71 days on marketListed May 25, 2026MLS #B26032648
About this home
3852 Jefferson Street, Stuart FL 34997
LOCATION, LOCATION, LOCATION! Prime Stuart Location with Insurance Included in HOA! Experience the very best of coastal living just minutes from Stuart Beach, downtown Stuart boutiques, waterfront dining, medical facilities, golf courses, marinas, and Sandsprit Park. Enjoy the relaxed yet vibrant lifestyle that makes Stuart one of Martin County's most desirable destinations. Located in The Courtyards, an intimate pet-friendly community of only 32 townhomes, this beautifully updated 2-bedroom, 2.5-bath residence offers exceptional value with homeowners insurance included in the monthly HOA fee. NInside, you'll find a bright open layout and a stunning remodeled kitchen featuring quartz countertops, soft-close cabinetry, newer stainless steel appliances, designer backsplash, and a spacious and a spacious breakfast bar overlooking the living area. A convenient half bath and laundry area complete the first floor. Upstairs features two oversized primary suites with updated private baths, offering flexibility and privacy for guests. Step outside to your fenced private courtyard — the perfect space to relax or entertain. Residents enjoy a heated community pool and cabana, while the HOA covers lawn care, roof maintenance, cable, exterior maintenance, termite service, property management, and more for true low-maintenance living. Affordable, secure, and perfectly positioned in the heart of Stuart, this hidden gem offers incredible value in a prime location. Schedule your private showing today before it's gone!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,400
Sqft
0 ac
Lot size
1980
Year built
2
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$2 vs $266
Days on market
71 vs 67 typical
Where $2/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Courtyards
Get to know Stuart. See the full Stuart guide →
Courtyards — neighborhood snapshot
Population
309
Median age
70
Median income
$82,555
Median home value
$357,700
Avg household
2
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 3852 Jefferson Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$337,500
3942 SE Caladium Court, Stuart FL 34997
3 bd · 2.5 ba · 1,475 sqft · $229/sqft · 285 DOM
Sold · Jun ’26$340,000
3905 SE Mentmore Lane, Stuart FL 34997
3 bd · 2.5 ba · 1,475 sqft · $231/sqft · 81 DOM
Sold · Dec ’25$283,000
3382 SE Hawthorne St, Stuart FL 34997
2 bd · 2 ba · 1,216 sqft · $233/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3852 Jefferson Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3852 Jefferson Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
3852 Jefferson Street FAQs
What would the monthly payment be for 3852 Jefferson Street, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3852 Jefferson Street, Stuart FL 34997?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $2,300, this home is listed about 99% below the Stuart median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3852 Jefferson Street, Stuart FL 34997?+
Port Salerno Elementary School (elementary), Martin County High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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