Gavin Hatcher
$2,695,0003 bd3.5 ba2,790 sqft$966 /sqft$16,905 /mo all-in ↓

, MELBOURNE BEACH, FL, 32951

Active5 days on marketListed Jul 14, 2026MLS #B26052127

WaterfrontSingle Family ResidenceSUNNYLAND BEACH

About this home

Morning coffee with the sunrise over the Atlantic. Barefoot walks down your own ramp to the sand. Evenings on the balcony while the waves do the talking. Melbourne Beach oceanfront was built for. And built is the word — elevated, storm-engineered, metal roof, whole-house generator. The peace of mind is part of the view. Inside, 10-ft ceilings and walls of glass pull the ocean into every room. The gourmet kitchen — quartz, oversized island, walk-in pantry — flows balconies made for lingering. Elevator, private office, three new HVACs, garage for every toy. You've imagined this life Come stand in it. rmszappr&sub2err

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,790

Sqft

0.36 ac

Lot size

4

Garage

2014

Year built

3

Levels

$966

Per sqft

WaterfrontOcean & Other & Direct Ocean & Ocean View & Other Water View viewPets allowed

Inside

FlooringWood
AppliancesDishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorBuilt-in Features · Elevator · Pantry · Split Bedroom · Den/Library/Office · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Metal Roof
ConstructionCBS Construction
ViewOcean · Other · Direct Ocean · Ocean View · Other Water View
FacesEast
Parking2 Or More Spaces · Parking Garage

Community & fees

Taxes (2025)$14,308/yr
PetsYes
CommunitySecurity Patrol

Utilities & systems

UtilitiesElectricity Connected · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,905 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,542
PMI (est., until 20% equity)$1,011
Property tax — 2025 actual bill$1,192
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $269,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $269,500
Interest rate6.00%
Loan term

Estimated payment

$16,905/mo

Principal & interest$14,542
PMI (est., until 20% equity)$1,011
Property taxes (actual bill)$1,192
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Melbourne Beach actives

$966 vs $626

Days on market

5 vs 13 typical

Where $966/sqft sits among the 15 Melbourne Beach actives

3
3
2
3
1 · this home
3
$172–343$343–514$514–685$685–857$857–1028$1028+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Beaches

Map of  inside its neighborhood boundary

Get to know Melbourne Beach. See the full Melbourne Beach guide →

South Beaches — neighborhood snapshot

Population

4,535

Median age

60

Median income

$117,740

Median home value

$572,500

Avg household

2

Households w/ children

188

For the school run

Brevard County School District

ElementaryGemini Elementary School★★★★★
MiddleHerbert C. Hoover Middle School★★★★
HighMelbourne Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melbourne Beach market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$941K$4.6M

Melbourne Beach median sold, yr/yr

92.7%

Sale-to-list ratio (12 mo)

1 of 15

Melbourne Beach actives have cut their price

Median sold price, Melbourne Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the MELBOURNE BEACH 32951 median. See the full Melbourne Beach market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $2,695,000 · 5 days on market since
2014Built · SUNNYLAND BEACH

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7321 S Hwy A1a, Melbourne Beach FL 32951Sold · Sep ’25

$1,875,000

7321 S Hwy A1a, Melbourne Beach FL 32951 · same community

3 bd · 2 ba · 2,267 sqft · $827/sqft · 105 DOM

7655 HIGHWAY A1ASold · Sep ’25

$1,605,000

7655 HIGHWAY A1A

3 bd · 2.5 ba · 2,652 sqft · $605/sqft · 114 DOM

Nearby listingSold · Sep ’25

$1,605,000

Nearby listing

3 bd · 2.5 ba · 2,652 sqft · $605/sqft · 119 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $14,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Melbourne Beach?+

At $2,695,000, this home is listed about 103% above the Melbourne Beach median of $1,325,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Gemini Elementary School (elementary), Herbert C. Hoover Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Fresh on the market

Only 5 days on market in a Melbourne Beach market that averages 13 — if it fits, move quickly.

03Strong assigned schools

Gemini Elementary School, Herbert C. Hoover Middle School, Melbourne Senior High School — Gemini Elementary School rates 5 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

Never miss a listing

New Melbourne Beach homes, in your inbox

Like but not quite? A daily digest of every new listing in Melbourne Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Gavin to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 19, 2026 at 11:17 PM UTC. The listing information on this page last changed on July 19, 2026 at 11:17 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 19, 2026 at 11:17 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 19, 2026 at 11:17 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.