2820 MARLIN PLACE, PUNTA GORDA, FL, 33950
Active260 days on marketListed Nov 15, 2025MLS #C7517645
Come see it
Upcoming open house
Sun, Aug 2
11:00 AM – 2:00 PM
About this home
2820 MARLIN PLACE
Virtually Staged. GET YOUR BOAT READY… THIS IS THE FLORIDA WATERFRONT LIFESTYLE YOU’VE BEEN WAITING FOR! Now offered with a HUGE $45,000 PRICE IMPROVEMENT, this beautifully updated GULF ACCESS waterfront home sits on OVER 135 FEET OF WATER FRONTAGE along the Biscayne Canal on a peaceful QUIET CUL DE SAC in desirable Charlotte Park. From the moment you walk inside, you’ll appreciate the bright OPEN FLOOR PLAN designed for entertaining. The heart of the home is the stunning chef’s kitchen featuring GRANITE COUNTERTOPS, NEW RAISED CABINETRY, STAINLESS STEEL APPLIANCES (2025), a FARMHOUSE SINK, coastal tile backsplash, designer lighting, and a large center island where family and friends naturally gather. The spacious living area flows seamlessly into an oversized FLORIDA ROOM, creating multiple spaces to relax, entertain, or simply enjoy peaceful water views. TILE FLOORING runs throughout the home, and the entire interior was FRESHLY PAINTED IN 2025, giving the home a clean, modern feel. The primary suite offers a private retreat with TWO BUILT IN CLOSETS and an updated ensuite bathroom complete with a custom tiled walk-in shower, sliding glass doors, raised vanity, and stylish barn door entrance. Two additional bedrooms and a beautifully remodeled guest bathroom provide plenty of room for family and visitors. Step outside and discover what truly makes this property special. Whether you’re enjoying your morning coffee, watching dolphins and manatees pass by, fishing from your own dock, or heading out for a day on Charlotte Harbor, this home delivers the waterfront lifestyle buyers dream about. The FULL COMPOSITE DOCK and concrete waterside deck are ready for your boat with quick access through Biscayne Canal, Venice Canal, Alligator Creek, Charlotte Harbor, and out to the GULF OF MEXICO. The OVERSIZED 20’ x 25’ TWO CAR GARAGE provides plenty of room for vehicles, golf carts, kayaks, fishing gear, and all your waterfront toys. Major updates provide peace of mind, including NEW A/C (2025), STAINLESS STEEL APPLIANCES (2025), METAL ROOF with approximately 30 years of life remaining, TANKLESS WATER HEATER (2021), WHOLE HOUSE WATER SOFTENER (2021), NEW IRRIGATION (2021), NEW ELECTRICAL PANEL (2021), COMPLETE PEX/PVC REPIPE, PUBLIC WATER, and an ADT SECURITY SYSTEM WITH CAMERA. Located just minutes from historic downtown Punta Gorda, waterfront restaurants, shopping, biking trails, live entertainment, Fishermen’s Village, boating, world-class fishing, and Southwest Florida’s beautiful Gulf beaches, this home offers the perfect combination of location, updates, and waterfront living. WATERFRONT HOMES WITH THIS MUCH FRONTAGE, GULF ACCESS, AND THIS MANY UPDATES ARE BECOMING HARDER TO FIND. SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE SOMEONE ELSE STARTS LIVING THE FLORIDA DREAM.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,840
Sqft
0.27 ac
Lot size
2
Garage
1968
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,277 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,277/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.1%
$/sqft vs Punta Gorda actives
$171 vs $207
Days on market
260 vs 59 typical
Where $171/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
176 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2820 MARLIN PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$165,000
1000 MARLIN DRIVE · same community
3 bd · 2 ba · 1,543 sqft · $107/sqft · 7 DOM
Sold · Oct ’25$250,000
1551 ATARES DRIVE UNIT 112
3 bd · 2 ba · 1,833 sqft · $136/sqft · 259 DOM
Sold · Feb ’26$650,000
1428 KITTIWAKE DRIVE
3 bd · 2 ba · 1,802 sqft · $361/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2820 MARLIN PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2820 MARLIN PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
2820 MARLIN PLACE FAQs
What would the monthly payment be for 2820 MARLIN PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,277/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2820 MARLIN PLACE?+
The most recent tax bill on record (2025) was $1,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2820 MARLIN PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $315,000, this home is listed about 9% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2820 MARLIN PLACE?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$315,000 runs 19% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
260 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $360,000, now $315,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7517645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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