10309 WINDSONG ROAD, PUNTA GORDA, FL, 33955
Active71 days on marketListed May 15, 2026MLS #C7526237
About this home
10309 WINDSONG ROAD
SEMINOLE LAKES GOLF COURSE HOME W/EXTENSIVE UPDATES & ENCLOSED FLORIDA ROOM - Overlooking the 13th fairway in the gated, golf cart-friendly community of Seminole Lakes, this move-in ready 3 bed/2 bath home offers 2,229 square feet of air-conditioned living space, including an enclosed Florida room that adds valuable year-round living area. Beautifully maintained, the home combines elegant finishes, numerous updates and a vibrant golf lifestyle. Step through the screened entry and etched glass front door into a light-filled, open-concept floor plan designed for entertaining. Tile flooring runs throughout the main living areas of the home, while crown molding, soaring ceilings, and disappearing sliding glass doors create an airy and inviting atmosphere. With sliding glass doors open, the Florida room extends the living space providing a comfortable spot to sit back and enjoy watching golfers pass by throughout the day. The formal dining room is large enough to host friends and family. The electric fireplace adds warmth and ambiance to the dining area. The renovated kitchen is the heart of the home and is sure to inspire even the most reluctant chef. Features include solid wood cabinetry, quartz countertops with matching backsplash, under-cabinet lighting, stainless steel appliances, wine cooler, breakfast bar, corner pantry, and adjacent breakfast area. The laundry room is nestled just off the kitchen and offers additional cabinetry, quartz counters, and a utility sink. The spacious master suite opens directly to the Florida room and features two walk-in closets and a beautifully updated bath with dual glass vessel sinks, custom tile work, and a threshold-free walk-in shower. The split-bedroom layout provides privacy for owners and guests alike. One guest room enjoys wonderful morning light, while the 3rd bedroom currently functions as a den - it can be easily converted back to a third bedroom if desired. A long list of improvements provides peace of mind, including new tile roof and underlayment (2022), all cabinetry and appliances (2022), HVAC system (2023), water heater (2021), re-piped hot and cold water lines, roll-down and accordion shutters, fresh interior paint, additional attic insulation added, and much more. The attached two-car garage is loaded with extras, including a retractable garage screen, garage refrigerator, and dual fuel standby generator. Seminole Lakes offers an active, resort-style lifestyle with an 18-hole executive golf course, pickleball, tennis, bocce, community pool, fitness center, library, and a full calendar of social events. Conveniently located near historic downtown Punta Gorda, Fishermen’s Village, waterfront parks, shopping, and restaurants. Enjoy golf course views, exceptional updates, and a low-maintenance lifestyle in one of Punta Gorda’s most sought-after gated communities. Make your appointment today and start living your Florida dream. Furniture is negotiable.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,229
Sqft
0.11 ac
Lot size
2
Garage
1997
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,346 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,346/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Punta Gorda actives
$195 vs $208
Days on market
71 vs 59 typical
Where $195/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33955 — neighborhood snapshot
Population
10,503
Median age
64.4
Median income
$76,733
Median home value
$321,500
Avg household
1.98
Households w/ children
623
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 961% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 10309 WINDSONG ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$290,000
10263 SHADOW RUN COURT · same community
3 bd · 2 ba · 1,975 sqft · $147/sqft · 146 DOM
Sold · May ’26$340,000
26244 STILLWATER CIRCLE · same community
3 bd · 2 ba · 1,965 sqft · $173/sqft · 0 DOM
Sold · Apr ’26$385,000
26243 STILLWATER CIRCLE · same community
2 bd · 2 ba · 1,879 sqft · $205/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10309 WINDSONG ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10309 WINDSONG ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
10309 WINDSONG ROAD FAQs
What would the monthly payment be for 10309 WINDSONG ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,346/mo — principal and interest, the actual property-tax bill, the $157/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10309 WINDSONG ROAD?+
The association fee works out to $157 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10309 WINDSONG ROAD?+
The most recent tax bill on record (2025) was $3,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10309 WINDSONG ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $435,000, this home is listed about 26% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 10309 WINDSONG ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7526237.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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