42231 LAKE TIMBER DRIVE, PUNTA GORDA, FL, 33982
Active48 days on marketListed Jun 17, 2026MLS #C7527198
About this home
42231 LAKE TIMBER DRIVE
One of one. This custom Sophie by Florida Lifestyle Homes was built once and will never be replicated — a move-in-ready, lakefront pool home in Lake Timber, the founding neighborhood of Babcock Ranch, America's first solar-powered town. A true split floor plan delivers 4 bedrooms, 3 full baths, and 2,640 sq ft of living space anchored by a great room with soaring cathedral ceilings and a striking real wood beam. A wall of impact glass frames uninterrupted lake views and opens to an expansive 463 sq ft lanai, a sparkling pool, and a summer kitchen already plumbed and ready for your build-out. The kitchen showcases an oversized island, generous cabinetry, and a walk-in pantry flowing to a dedicated dining room. The private owner's retreat offers direct lanai access, dual walk-in closets, and a spa bath with soaking tub, walk-in shower, and dual vanities. A separate guest wing includes a second bedroom with adjacent full bath, an additional bedroom, and a flexible study/4th bedroom — ideal for remote work or visiting guests. Additional highlights: 3-car garage (23'x32'), mudroom, dedicated utility room, and impact glass throughout. Minutes from Founder's Square, lakeside dining, farmers markets, and miles of trails. Homes like this don't come back.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,640
Sqft
0.28 ac
Lot size
3
Garage
2024
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,776 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,776/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.6%
$/sqft vs Punta Gorda actives
$358 vs $206
Days on market
48 vs 59 typical
Where $358/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Babcock Ranch
Get to know Punta Gorda. See the full Punta Gorda guide →
Babcock Ranch — neighborhood snapshot
Population
1,383
Median age
51
Median income
$121,216
Median home value
$440,349
Avg household
3
Households w/ children
150
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
178 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 657% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 42231 LAKE TIMBER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$705,000
42239 LAKE TIMBER DRIVE · same community
4 bd · 3 ba · 2,526 sqft · $279/sqft · 322 DOM
Sold · Jun ’26$545,000
16081 PENNYROYAL LANE
4 bd · 3 ba · 2,492 sqft · $219/sqft · 10 DOM
Sold · Feb ’26$526,600
17541 WAYSIDE BEND
3 bd · 3 ba · 2,448 sqft · $215/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 42231 LAKE TIMBER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42231 LAKE TIMBER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
42231 LAKE TIMBER DRIVE FAQs
What would the monthly payment be for 42231 LAKE TIMBER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,776/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 42231 LAKE TIMBER DRIVE?+
The most recent tax bill on record (2025) was $13,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42231 LAKE TIMBER DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $945,000, this home is listed about 178% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 42231 LAKE TIMBER DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · John Garuti. MLS #C7527198.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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