Gavin Hatcher
$399,0004 bd3 ba1,812 sqft$220 /sqft$2,727 /mo all-in ↓

18420 JEFFERSON AVENUE, PORT CHARLOTTE, FL, 33954

Active8 days on marketListed Aug 4, 2026MLS #D6148184

New constructionSingle Family ResidencePORT CHARLOTTE SEC 014

About this home

18420 JEFFERSON AVENUE

Brand-new construction on a premium corner lot, this thoughtfully designed 4-bedroom, 3-bathroom home offers 1,812 square feet of living space, approximately 2,450 total square feet, and an impressive combination of modern architecture, quality construction, and luxury finishes. The attractive exterior features a paver driveway, stone accents, contemporary wood-slat detailing, hurricane-impact windows and doors, front gutters, exterior entry lighting, and a spacious backyard with room to create your ideal outdoor retreat. A covered rear lanai with tiled flooring provides the perfect setting for outdoor dining and relaxing. Inside, the open-concept floor plan is enhanced by high ceilings, a tray ceiling in the living room, recessed LED lighting, 96-inch solid-core interior doors, 5¼-inch baseboards, quartz window sills, and large-format 24-by-48-inch porcelain tile throughout. The kitchen serves as the centerpiece of the home with custom two-tone solid wood cabinetry, soft-close doors and drawers, stainless steel appliances, a custom walk-in pantry, and Taj Mahal quartz countertops extending into a full-height backsplash. A dramatic double-waterfall island provides generous workspace, seating, and a refined focal point for entertaining. The spacious primary suite includes a tray ceiling, separate walk-in closets, and a beautifully finished bathroom with a walk-in rain shower, frameless glass enclosure, dual-sink vanity, quartz countertop, designer tile, and an LED-illuminated mirror. Two additional full bathrooms continue the same elevated finishes with solid wood vanities, quartz countertops, frameless shower enclosures, and illuminated mirrors. Additional conveniences include built-in bedroom closets, a dedicated laundry room with upper cabinetry, and a finished two-car garage featuring an 8-foot garage door, automatic opener, epoxy-coated flooring, and utility sink. Built for comfortable and efficient Florida living, the home includes brand-new roofing, HVAC, plumbing, and electrical systems, along with a private well and whole-house water filtration and softener system. Move-in ready and beautifully finished, this corner-lot home delivers the style, space, and peace of mind today’s buyers are looking for.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,812

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$220

Per sqft

Pets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · High Ceilings · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorLighting · Private Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$505/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,727 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$2,727/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$343KedgeAI estimate $360,229 · range $357K$361K$415K

vs edgeAI estimate

+10.8%

$/sqft vs PORT CHARLOTTE SEC 014

$220 vs $207

Days on market

8 vs 60 typical

Where $220/sqft sits among the 14 homes for sale in PORT CHARLOTTE SEC 014

2
0
5
3 · this home
2
2
$143–164$164–185$185–206$206–227$227–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Map of 18420 JEFFERSON AVENUE

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33954 — neighborhood snapshot

Population

11,604

Median age

52.8

Median income

$83,081

Median home value

$304,000

Avg household

2.42

Households w/ children

1,156

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighPort Charlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

8 of 14

PORT CHARLOTTE SEC 014 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1406% above the PORT CHARLOTTE 33954 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Aug 4, 2026Listed at $399,000 · 8 days on market since
2026Built · PORT CHARLOTTE SEC 014

Reality check

What actually sold near 18420 JEFFERSON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18190 ALEXANDER AVENUESold · Jul ’26

$335,000

18190 ALEXANDER AVENUE · same community

4 bd · 3 ba · 1,818 sqft · $184/sqft · 14 DOM

246 GRETNA STREETSold · Oct ’25

$300,000

246 GRETNA STREET · same community

3 bd · 2 ba · 1,800 sqft · $167/sqft · 6 DOM

18060 SULLIVAN AVENUESold · Jun ’26

$350,000

18060 SULLIVAN AVENUE · same community

4 bd · 2 ba · 1,829 sqft · $191/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18420 JEFFERSON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18420 JEFFERSON AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

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Straight answers

18420 JEFFERSON AVENUE FAQs

What would the monthly payment be for 18420 JEFFERSON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,727/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18420 JEFFERSON AVENUE?+

The most recent tax bill on record (2025) was $505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18420 JEFFERSON AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $399,000, this home is listed about 21% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18420 JEFFERSON AVENUE?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6148184.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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