1 CLEMENTON LANE, PALM COAST, FL, 32137
Active81 days on marketListed May 15, 2026MLS #FC318468
About this home
1 CLEMENTON LANE
Beautiful model home situated on a desirable corner lot in the highly sought-after Palm Harbor area. This bright and airy 3-bedroom, 2-bath home offers an open floor plan with comfortable living spaces and a welcoming feel throughout. The spacious kitchen is the heart of the home, featuring abundant cabinetry, plenty of counter space, and a cozy eat-in area, all flowing seamlessly into the dining and living areas, perfect for everyday living and entertaining. The open living room feels light, inviting, and ideal for gatherings or relaxing at home. The private primary suite offers generous space, a walk-in closet, and a beautifully designed en-suite bathroom complete with dual sinks, a walk-in shower with built-in bench seating, a linen closet, and a private water closet. The split-bedroom layout provides added privacy, with the guest bedrooms and secondary bathroom located in their own separate area of the home. Additional highlights include a laundry room with built-in cabinets for extra storage, a well irrigation system to help maintain the lawn, and the quality finishes and thoughtful design expected in a model home. Conveniently located close to shopping, dining, golf courses, parks, and just a short drive to the beach. Ask about the possibility of building this same floor plan on another available lot. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,931
Sqft
0.33 ac
Lot size
2
Garage
2025
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,413 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,413/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs PALM COAST SEC 16
$258 vs $327
Days on market
81 vs 52 typical
Where $258/sqft sits among the 7 homes for sale in PALM COAST SEC 16
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
3 of 7
PALM COAST SEC 16 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 CLEMENTON LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$639,000
5 CORONA COURT · same community
3 bd · 2 ba · 1,928 sqft · $331/sqft · 7 DOM
Sold · Mar ’26$680,000
7 COLLINSON COURT · same community
3 bd · 2 ba · 1,963 sqft · $346/sqft · 3 DOM
Sold · Jun ’26$500,000
3 CLEMENT COURT · same community
4 bd · 3 ba · 1,972 sqft · $254/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1 CLEMENTON LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 CLEMENTON LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
1 CLEMENTON LANE FAQs
What would the monthly payment be for 1 CLEMENTON LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,413/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1 CLEMENTON LANE?+
The most recent tax bill on record (2025) was $1,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $498,000, this home is listed about 25% above the Palm Coast median of $399,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1 CLEMENTON LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$498,000 runs 29% above the PALM COAST 32137 median.
02Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $499,000, now $498,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Denise Fernandes. MLS #FC318468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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