1240 SUNNINGDALE LANE, ORMOND BEACH, FL, 32174
Active0 days on marketListed Jul 23, 2026MLS #FC320142
About this home
1240 SUNNINGDALE LANE
Welcome to 1240 Sunningdale Lane, Ormond Beach—a meticulously maintained waterfront residence where timeless elegance meets modern comfort. From the moment you step through the front door, you'll be captivated by the breathtaking water views framed by an expansive living room window, filling the home with an abundance of natural light and creating an unforgettable first impression. This beautifully updated 3-bedroom, 2-bathroom home showcases new marble flooring and a freshly painted interior, offering a bright, atmosphere. Designed with both everyday living and entertaining in mind, the spacious floor plan features a formal living room, a welcoming family room, a separate dining room, and a charming kitchen nook, providing flexible spaces for gathering with family and friends. Step outside to the impressive L-shaped screened lanai, where the sparkling pool overlooks tranquil water views accented by a picturesque fountain. Whether enjoying your morning coffee, hosting guests, or unwinding at sunset, this private outdoor retreat delivers the perfect Florida lifestyle. Thoughtfully updated for peace of mind, the home includes a new roof (2023), HVAC system (2023), and water heater (2020). Additional premium features include a whole-house water filtration system, whole-house gutters, an oversized garage with ample storage, and a custom-designed walk-in closet in the spacious primary suite. Every detail reflects exceptional care and pride of ownership, making this move-in-ready home a rare opportunity to enjoy refined waterfront living in one of Ormond Beach's most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,121
Sqft
0.15 ac
Lot size
2
Garage
2001
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,290 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,290/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.8%
Days on market
0 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1240 SUNNINGDALE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1240 SUNNINGDALE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
1240 SUNNINGDALE LANE FAQs
What would the monthly payment be for 1240 SUNNINGDALE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,290/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1240 SUNNINGDALE LANE?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1240 SUNNINGDALE LANE?+
The most recent tax bill on record (2025) was $4,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1240 SUNNINGDALE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $635,000, this home is listed about 49% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 1240 SUNNINGDALE LANE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$635,000 runs 59% above the ORMOND BEACH 32174 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a Ormond Beach market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of VENTURE DEVELOPMENT REALTY,INC · Deborah Spelman. MLS #FC320142.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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