11 SWEET BAY DRIVE, PALM COAST, FL, 32137
Active10 days on marketListed Jul 26, 2026MLS #FC320160
About this home
11 SWEET BAY DRIVE
Tucked away at the end of a quiet cul-de-sac, this beautifully updated 3-bedroom, 2-bathroom block-constructed home at 11 Sweet Bay Dr perfectly captures the Florida beach lifestyle. Located a mere 0.7 miles from the beach, you can easily take your golf cart straight to the public access—complete with convenient golf cart parking waiting for you! Inside, the home boasts newer tile flooring throughout and a beautifully appointed kitchen featuring elegant stone countertops and abundant cabinet space. The floor plan offers exceptionally spacious bedrooms, making it an ideal setup for relaxation, comfortable everyday living, or hosting guests. Whether you are looking for your own personal beach retreat or a lucrative income-producing property, this solid block home is an incredible opportunity and allows for short-term rentals.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,656
Sqft
0.22 ac
Lot size
2
Garage
2001
Year built
One
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,751 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,751/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.4%
$/sqft vs Palm Coast actives
$294 vs $222
Days on market
10 vs 52 typical
Where $294/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
183 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 SWEET BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$520,000
14 DOGWOOD TERRACE · same community
3 bd · 2 ba · 1,834 sqft · $284/sqft · 31 DOM
Sold · Jul ’26$222,000
8 SWEETBAY DRIVE · same community
3 bd · 2 ba · 1,950 sqft · $114/sqft · 113 DOM
Sold · Sep ’25$751,340
22 MAHOE DRIVE N · same community
3 bd · 2.5 ba · 2,566 sqft · $293/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11 SWEET BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 SWEET BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
11 SWEET BAY DRIVE FAQs
What would the monthly payment be for 11 SWEET BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,751/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11 SWEET BAY DRIVE?+
The most recent tax bill on record (2025) was $6,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $487,000, this home is listed about 22% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11 SWEET BAY DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Richard Hoover. MLS #FC320160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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