8315 LILLY LAKE ROAD, MELROSE, FL, 32666
Active14 days on marketListed Jul 24, 2026MLS #GC541579
About this home
8315 LILLY LAKE ROAD
Welcome to this beautiful brick home located under spreading old oaks on private Lake Opal! This 4425 SF Brick Pool home with metal roof has 6 bedrooms and 4 baths - including the In-Law-Suite! One of the bedrooms would make a perfect home office. The In-Law-Suite has it's own entrance. Enjoy the large family room and attached game room with the whole family or for group gatherings. The pool table stays as does the built in ping pong table. Family room features a wonderful wall of built ins. The kitchen is the "heart of the home" and this one lives up to it's name! Need more room for storage? Check out the huge pantry / storage room and the large laundry room with a built in Drop Zone for coats / boots / packages and it even has a built in ironing board. Then there is the sheltered storage areas under the pool deck for all of those outside things that just require so much room! Additionally, there is a dog run off of the side of the home with access to yet another outdoor storage area that allows the fur babies to get out of the sun or rain or for them to just stay close to you while you are out working. The 1.6+ acre lot is fenced down to the lake with a paved driveway and gated entrance. The established landscaping will feed your soul and the souls of the local baby deer! Lake Opal is a "no motorized crafts" lake.....so you can relax on the water or the shore without speed boats or Jet Skis disturbing you. It's a good fishing lake and the Owners say the lake is spring fed! The property has a gentle slope down to the water's edge, which also elevates the home up high from any rising waters. You need to see this water front jewel!! Want more land? Check to see of the vacant 1.69 acre lot next door is still available.
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
4,425
Sqft
1.69 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,253 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,253/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melrose actives
$180 vs $249
Days on market
14 vs 54 typical
Where $180/sqft sits among the 43 Melrose actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $318K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
22 of 43
Melrose actives have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8315 LILLY LAKE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8315 LILLY LAKE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
8315 LILLY LAKE ROAD FAQs
What would the monthly payment be for 8315 LILLY LAKE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,253/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8315 LILLY LAKE ROAD?+
The most recent tax bill on record (2025) was $6,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8315 LILLY LAKE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melrose?+
At $795,000, this home is listed about 87% above the Melrose median of $424,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8315 LILLY LAKE ROAD?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CLASSIC PROPERTIES OF NORTH FLORIDA · Carolyn Quinones. MLS #GC541579.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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