1239 SE 18TH TERRACE, GAINESVILLE, FL, 32641
Active30 days on marketListed Jul 6, 2026MLS #GC541614
About this home
1239 SE 18TH TERRACE
Welcome home to this beautifully updated 3-bedroom, 3-bathroom residence in the desirable Lincoln Estates neighborhood, offering the perfect blend of space, comfort, and modern upgrades. Featuring a dedicated den/office and two separate living areas, this home provides plenty of flexibility for working from home, entertaining, or creating the perfect family retreat. Step outside to enjoy your own private balcony overlooking the backyard, complete with a cozy fire pit, storage shed, and plenty of room to relax or entertain on the corner lot. Major updates provide peace of mind, including a brand-new roof, new HVAC system, new hot water heater, and new energy-efficient windows. Conveniently located just minutes from downtown Gainesville, you'll enjoy easy access to restaurants, shopping, entertainment, parks, and the University of Florida while still having the privacy and charm of an established neighborhood.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,840
Sqft
0.17 ac
Lot size
1962
Year built
Two
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,059 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,059/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$128 vs $202
Days on market
30 vs 45 typical
Where $128/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lincoln Estates
Get to know Gainesville. See the full Gainesville guide →
Lincoln Estates — neighborhood snapshot
Population
1,056
Median age
44
Median income
$38,750
Median home value
$113,900
Avg household
3
Households w/ children
70%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $340K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
176 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the GAINESVILLE 32641 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1239 SE 18TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$195,000
1039 SE 19TH TERRACE · same community
3 bd · 2 ba · 1,169 sqft · $167/sqft · 20 DOM
Sold · Dec ’25$180,000
1315 SE 12TH AVENUE
4 bd · 2 ba · 1,776 sqft · $101/sqft · 28 DOM
Sold · Jun ’26$208,000
929 SE 9TH PLACE
3 bd · 2 ba · 1,934 sqft · $108/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1239 SE 18TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1239 SE 18TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
1239 SE 18TH TERRACE FAQs
What would the monthly payment be for 1239 SE 18TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,059/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1239 SE 18TH TERRACE?+
The most recent tax bill on record (2025) was $4,944. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $234,900, this home is listed about 20% below the Gainesville median of $291,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1239 SE 18TH TERRACE?+
Abraham Lincoln Middle School (middle), Joseph Williams Elementary School (elementary), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SUSKIN REALTY INC · Samuel Suskin. MLS #GC541614.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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