5225 SW 86TH TERRACE, GAINESVILLE, FL, 32608
Active0 days on marketListed Aug 6, 2026MLS #GC542506
Come see it
Upcoming open house
Sat, Aug 8
10:00 AM – 12:00 PM
About this home
5225 SW 86TH TERRACE
BRAND NEW ROOF and recently UPDATED HVAC! Step into the southern charm of Heritage Green in Gainesville's award winning master planned community of Haile Plantation. This thoughtfully updated and meticulously maintained three bedroom two bathroom home is truly move in ready. From picket fenced yards to oak shaded back porches, you will be caught up in the picturesque setting of this neighborhood and home. As you enter the foyer from the front door, you will be greeted by soaring ceilings, engineered hardwood floors, flush mount lighting, a cozy shiplap wood burning fireplace, and a beautiful kitchen with stainless appliances and granite tile counters. Just off the living room through French doors, you’ll find a spacious screened porch overlooking a fenced back yard and serene forest. The primary suite is a peaceful escape from any stress of the day and features a walk-in closet and gorgeous updated bathroom. The split floor plan includes two more bedrooms and another large bathroom on the other side of the house. The laundry room features generous shelving for additional storage conveniently adjacent to the kitchen. Haile Plantation has miles of shaded and paved walking trails, multiple parks and playgrounds, and many shopping and dining options in its iconic Village Center with brick paved sidewalks and a weekly farmers market. Memberships are available at Hawkstone Country Club a stone’s throw away. Heritage Green’s sought after southwest location offers easy access to Butler Town Center, Celebration Pointe, I-75, HCA North Florida, VA, and Shands Hospitals, Santa Fe College, and the University of Florida! Call today to see this stunning home for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,317
Sqft
0.11 ac
Lot size
1982
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,701 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,701/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
Days on market
0 vs 45 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haile Plantation
Get to know Gainesville. See the full Gainesville guide →
Haile Plantation — neighborhood snapshot
Population
5,843
Median age
48
Median income
$118,974
Median home value
$437,518
Avg household
2
Households w/ children
658
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5225 SW 86TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5225 SW 86TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
5225 SW 86TH TERRACE FAQs
What would the monthly payment be for 5225 SW 86TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,701/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5225 SW 86TH TERRACE?+
The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5225 SW 86TH TERRACE?+
The most recent tax bill on record (2025) was $3,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5225 SW 86TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $335,000, this home is listed about 14% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5225 SW 86TH TERRACE?+
Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$335,000 runs 49% above the GAINESVILLE 32608 median.
02Fresh on the market
Listed today in a Gainesville market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Kanapaha Middle School, Kimball Wiles Elementary School, F. W. Buchholz High School — F. W. Buchholz High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of MATCHMAKER REALTY OF ALACHUA COUNTY · Tate Mikell. MLS #GC542506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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