5249 NICHOLS DRIVE W, LAKELAND, FL, 33812
Active154 days on marketListed Mar 11, 2026MLS #L4959977
About this home
5249 NICHOLS DRIVE W
Amazing location and close to everything! Offering 4 bedrooms, 2 baths, a 2-car garage, wood-burning fireplace, screened porch, and a fully fenced yard, this well-maintained and has a freshly painted interior. It features a comfortable split-bedroom floor plan designed for everyday living. Inside, you'll find beautiful wood flooring in the Great Room and dining area, with luxury vinyl plank flooring in two bedrooms for easy care and durability. The Great Room features vaulted ceilings, a wood-burning fireplace, and French doors with built-in blinds that open to the screened porch and paver patio—perfect for relaxing or entertaining. The eat-in kitchen offers Corian countertops, a walk-in pantry, and newer charcoal-colored stainless-steel appliances, including a refrigerator that is only three years old. A convenient pass-through connects the kitchen to the Great Room, while the adjacent Dining Room opens to the spacious Great Room, creating a natural flow for gatherings. The primary bedroom is generously sized and includes a walk-in closet and an en-suite bath with a tub/shower combination. Bedrooms 2, 3, and 4 all feature ceiling fans and oversized closets, while the hall bath offers dual sinks, a linen closet, and a tub/shower combination. Outdoor living is just as inviting with a screened porch featuring ceramic tile flooring, plus a paver patio and stone grilling area overlooking the fully fenced backyard. Additional features include double-pane windows, rear gutters, and a newer A/C system installed in 2018. The washer and dryer will remain for the buyer’s convenience, and the solar panel system (valued at approximately $67K) will be paid off at closing, providing long-term energy efficiency. Conveniently located just minutes from everyday essentials including Publix at Highland City Town Center, dining and with easy access to US Hwy 98 South, Banana Lake, Fort Fraser Trail, and Circle B Bar Reserve for outdoor recreation. According to the USDA eligibility map, this property may qualify for USDA financing. Buyers should confirm eligibility with their lender.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,714
Sqft
0.26 ac
Lot size
2
Garage
1989
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,543 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,543/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.6%
$/sqft vs Lakeland actives
$198 vs $193
Days on market
154 vs 45 typical
Where $198/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5249 NICHOLS DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$385,000
5225 NICHOLS DRIVE W · same community
3 bd · 2 ba · 1,912 sqft · $201/sqft · 99 DOM
Sold · Dec ’25$355,000
5235 NICHOLS DRIVE E · same community
4 bd · 2 ba · 2,100 sqft · $169/sqft · 91 DOM
Sold · Aug ’25$335,000
6050 EAGLE POINTE DRIVE
3 bd · 2 ba · 1,720 sqft · $195/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5249 NICHOLS DRIVE W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5249 NICHOLS DRIVE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
5249 NICHOLS DRIVE W FAQs
What would the monthly payment be for 5249 NICHOLS DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,543/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5249 NICHOLS DRIVE W?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5249 NICHOLS DRIVE W?+
The most recent tax bill on record (2025) was $2,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5249 NICHOLS DRIVE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $339,500, this home is priced right at the Lakeland median.
Which schools are assigned to 5249 NICHOLS DRIVE W?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33812 market on paper
$339,500 is 13% below the LAKELAND 33812 median of $390,000, and at $198/sqft it sits under the Lakeland average of $206.
02Time on market is leverage
154 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $379,900, now $339,500 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Brian Stephens. MLS #L4959977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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