2945 BANANA PALM DRIVE, KISSIMMEE, FL, 34747
Active268 days on marketListed Nov 21, 2025MLS #O6360757
About this home
2945 BANANA PALM DRIVE
Fully furnished and turn-key, this stylish two-story townhome offers 4 bedrooms and 3 bathrooms including TWO ensuite bedrooms, with one conveniently located on the first floor. Whether you’re dreaming of a vacation getaway, looking for a high-demand short-term rental, or wanting a vibrant primary residence, this home checks all the boxes. Step inside to a bright and open living, dining, and kitchen space designed for effortless entertaining. The kitchen impresses with granite countertops, an oversized breakfast bar, and stainless steel appliances. The living and dining areas flow seamlessly to the outdoors through sliding glass doors, opening to your screened-in patio and private splash pool, your perfect spot for sunny mornings, afternoon lounging, or relaxing after a day at the parks. Just steps away, the Paradise Palms Resort-style amenity center brings the vacation to you with a massive 2,400 SqFt heated pool, complete with waterfalls, two hot tubs, a grotto, waterslide, kids’ splash pad, and private cabanas. Grab lunch or cocktails at the on-site Bar & Grille, catch a movie at the cinema, or break a sweat in the fitness center. Fun continues in the arcade filled with games, while the café & marketplace serves Starbucks favorites, fresh pastries, and Hershey’s ice cream. Sports lovers will enjoy the multi-sport courts offering basketball, tennis, shuffleboard, soccer, pickleball, and volleyball. Plus there’s a business center and on-site ATM for added convenience. Situated on a palm tree–lined street in a 24-hour guard-gated community and located just minutes from shopping, dining, and a short drive to amusement parks, this townhome offers the ultimate blend of location, lifestyle, and investment potential. Your Paradise Palms escape is waiting. Don’t miss it!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,902
Sqft
0.05 ac
Lot size
2015
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,699 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,699/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs PARADISE PALMS RESORT PH 4
$194 vs $189
Days on market
268 vs 55 typical
Where $194/sqft sits among the 6 homes for sale in PARADISE PALMS RESORT PH 4
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Paradise Palms, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Paradise Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Paradise Palms is a short-term-rental community. See the full guide →
Paradise Palms — neighborhood snapshot
Population
1,078
Median age
35
Median income
$66,759
Median home value
$262,400
Avg household
3
Households w/ children
39%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
1 of 6
PARADISE PALMS RESORT PH 4 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 2945 BANANA PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$350,000
2923 BANANA PALM DRIVE · same community
4 bd · 3 ba · 1,902 sqft · $184/sqft · 60 DOM
Sold · Nov ’25$335,000
2941 BANANA PALM DRIVE · same community
4 bd · 3 ba · 1,902 sqft · $176/sqft · 200 DOM
Sold · Sep ’25$300,000
2919 BANANA PALM DRIVE · same community
4 bd · 3 ba · 1,902 sqft · $158/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2945 BANANA PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2945 BANANA PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
2945 BANANA PALM DRIVE FAQs
What would the monthly payment be for 2945 BANANA PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,699/mo — principal and interest, the actual property-tax bill, the $738/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2945 BANANA PALM DRIVE?+
The association fee works out to $738 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2945 BANANA PALM DRIVE?+
The most recent tax bill on record (2024) was $5,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2945 BANANA PALM DRIVE be rented short-term?+
Yes — this home sits inside Paradise Palms, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2945 BANANA PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $369,000, this home is listed about 3% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2945 BANANA PALM DRIVE?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the KISSIMMEE 34747 market on paper
$369,000 is 8% below the KISSIMMEE 34747 median of $399,000, and at $194/sqft it sits under the Kissimmee average of $216.
02Zoned for nightly rentals
Paradise Palms is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Know the monthly fee
The association fee is $738/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Time on market is leverage
268 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of URBANISTA BROKERS · Anna Lohr. MLS #O6360757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kissimmee homes, in your inbox
Like 2945 BANANA PALM DRIVE but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gavin to ping you on any price or status change →