Gavin Hatcher
$597,500$675,0003 bd2 ba1,313 sqft$455 /sqft$3,701 /mo all-in ↓

511 E FRANCES AVENUE, TAMPA, FL, 33602

Active174 days on marketListed Feb 4, 2026MLS #O6379941

Reduced $78KSingle Family ResidenceFLEHARTYS

About this home

511 E FRANCES AVENUE

Great Location!!! Turnkey, Fully Renovated Bungalow in Prime Tampa Location. This charming bungalow has been fully renovated inside and out and is ready for its next owner. Enjoy brand-new bathrooms, a completely updated kitchen with granite countertops and new appliances, updated plumbing, new lighting, doors, hardware, and fresh interior/exterior paint. Original hardwood floors shine in the living and dining areas. Step outside to a brand-new oversized deck, fully fenced yard, and fresh landscaping. Located in a quiet neighborhood just steps from a community garden and only one block from a local pizza & craft beer spot. This home has the perfect blend of charm, comfort, and convenience, all in the heart of Tampa! Photos of rooms have been virtually staged.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,313

Sqft

0.11 ac

Lot size

1907

Year built

One

Levels

$455

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Refrigerator · Washer
InteriorCrown Molding · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Inside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationPillar/Post/Pier
FacesEast
ExteriorOther · Private Mailbox · Storage

Community & fees

Taxes (2024)$1,113/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,701 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,224
PMI (est., until 20% equity)$224
Property tax — 2024 actual bill$93
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,750
Interest rate6.00%
Loan term

Estimated payment

$3,701/mo

Principal & interest$3,224
PMI (est., until 20% equity)$224
Property taxes (actual bill)$93
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $598K
$303KedgeAI estimate $334,142 · range $315K$372K$621K

vs edgeAI estimate

+78.8%

$/sqft vs Tampa actives

$455 vs $301

Days on market

174 vs 33 typical

Where $455/sqft sits among the 400 Tampa actives

199
112
28 · this home
19
17
25
$151–301$301–452$452–602$602–753$753–904$904+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 511 E FRANCES AVENUE

Drive times from this address

Downtown Tampa4 min
Tampa Int’l Airport (TPA)16 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33602 — neighborhood snapshot

Population

19,694

Median age

35.2

Median income

$88,569

Median home value

$560,400

Avg household

1.78

Households w/ children

1,289

For the school run

Hillsborough County School District

ElementaryGorrie Elementary School★★★★★
MiddleWilson Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighPlant High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$430K$455K

Tampa median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

186 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $597,500 $78K
Feb 4, 2026Listed at $675,000 · 174 days on market since
1907Built · FLEHARTYS

Reality check

What actually sold near 511 E FRANCES AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

912 CHANNELSIDE DRIVE UNIT 2811Sold · Oct ’25

$504,500

912 CHANNELSIDE DRIVE UNIT 2811

2 bd · 2 ba · 1,282 sqft · $394/sqft · 0 DOM

1209 E CUMBERLAND AVENUE UNIT 604Sold · Dec ’25

$595,000

1209 E CUMBERLAND AVENUE UNIT 604

2 bd · 2.5 ba · 1,363 sqft · $437/sqft · 35 DOM

1209 E CUMBERLAND AVENUE UNIT 2306Sold · Apr ’26

$740,000

1209 E CUMBERLAND AVENUE UNIT 2306

2 bd · 2.5 ba · 1,363 sqft · $543/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 511 E FRANCES AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 511 E FRANCES AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

511 E FRANCES AVENUE FAQs

What would the monthly payment be for 511 E FRANCES AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,701/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 511 E FRANCES AVENUE?+

The most recent tax bill on record (2024) was $1,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 511 E FRANCES AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $597,500, this home is listed about 29% above the Tampa median of $464,900. The market section on this page shows how the area is trending.

Which schools are assigned to 511 E FRANCES AVENUE?+

Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

174 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $675,000, now $597,500 — a $78K cut. The full history is in the market section below.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6379941.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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