441 WILD OAK CIRCLE, LONGWOOD, FL, 32779
Pending85 days on marketListed May 11, 2026MLS #O6405462
About this home
441 WILD OAK CIRCLE
Tucked beneath a canopy of mature oaks on a quiet street, 441 Wild Oak Circle offers the space, privacy, and lifestyle that define Sweetwater Oaks living. Set on an expansive .64-acre homesite, this 4-bedroom, 3-bathroom residence spans over 2,800 square feet and has been thoughtfully maintained and updated throughout—offering both comfort and peace of mind. From the moment you arrive, the circular driveway and side-load 2-car garage create a welcoming presence, while the generous lot and natural surroundings set the tone for what’s inside. The home features an open, easy-flow layout designed for both everyday living and effortless entertaining, with spacious living areas and seamless connection to the outdoors. Natural light fills the interior, highlighting the home’s functional layout and inviting feel. Whether hosting guests or enjoying a quiet night in, the home lives comfortably with well-proportioned spaces and views that draw you outside. Step into your private backyard retreat, where a resurfaced pool is surrounded by an expansive paver patio, complete with a covered gazebo—creating the perfect setting for poolside entertaining, shaded lounging, and year-round gatherings. With over half an acre, the outdoor space offers a rare combination of privacy and flexibility, with plenty of room to expand, play, or simply unwind. Beyond its charm, this home has been meticulously cared for with major updates already completed, including new windows and doors, a whole-house generator, complete replumbing, and updated systems—providing true peace of mind for the next owner. Living in Sweetwater Oaks means embracing a lifestyle that’s hard to replicate. Residents enjoy access to a private, skiable Lake Brantley with a neighborhood boat ramp and beach, tennis and pickleball courts, playgrounds, and access to the Wekiva River for kayaking and outdoor adventures. All of this, zoned for top-rated Seminole County schools and conveniently located near shopping, dining, and major roadways. A rare combination of size, setting, and thoughtful upkeep—this is the kind of home that offers both immediate enjoyment and long-term value in one of Longwood’s most sought-after communities.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,812
Sqft
0.64 ac
Lot size
2
Garage
1982
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,989 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,989/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs Longwood actives
$274 vs $241
Days on market
85 vs 31 typical
Where $274/sqft sits among the 162 Longwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longwood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Longwood. See the full Longwood guide →
The numbers that matter
The Longwood market
$465K → $538K
Longwood median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
85 of 162
Longwood actives have cut their price
Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the Longwood median. See the full Longwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 441 WILD OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$825,000
625 S SWEETWATER COVE BOULEVARD · same community
4 bd · 3 ba · 2,898 sqft · $285/sqft · 0 DOM
Sold · Oct ’25$715,000
468 WILD OAK CIRCLE · same community
4 bd · 3 ba · 3,045 sqft · $235/sqft · 4 DOM
Sold · Apr ’26$755,000
478 WILD OAK CIRCLE · same community
4 bd · 2 ba · 2,574 sqft · $293/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 441 WILD OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 441 WILD OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
441 WILD OAK CIRCLE FAQs
What would the monthly payment be for 441 WILD OAK CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,989/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 441 WILD OAK CIRCLE?+
The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 441 WILD OAK CIRCLE?+
The most recent tax bill on record (2024) was $3,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 441 WILD OAK CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longwood?+
At $770,000, this home is listed about 69% above the Longwood median of $455,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$770,000 runs 69% above the Longwood median — but at 2,812 sqft it's also 51% larger than the typical Longwood listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
85 days on market against a Longwood median of 31 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Tiffany Yates. MLS #O6405462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Longwood homes, in your inbox
Like 441 WILD OAK CIRCLE but not quite? A daily digest of every new listing in Longwood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gavin to ping you on any price or status change →