3875 S FERN CREEK AVENUE, ORLANDO, FL, 32806
Active86 days on marketListed May 24, 2026MLS #O6410556
About this home
3875 S FERN CREEK AVENUE
Beautiful, like-new 3-bedroom home in the highly sought-after Boone School District. This light-filled home features vaulted ceilings and triple sliders with above windows that flood the living space with natural light. The stunning kitchen showcases stainless steel appliances, abundant cabinetry, stone countertops, and a huge island with bar seating and exceptional storage. The downstairs primary suite includes a spacious walk-in closet and a large, en-suite bathroom. Upstairs, you’ll find two additional bedrooms connected by a Jack & Jill bathroom, along with a bonus room/office that overlooks the main living area. The 2-car garage, pavered driveway, beautifully landscaped yard, and inviting patio area completes the home. No HOA. Just minutes from OIA, area attractions, SODO, and a short drive to downtown Orlando. Don't wait, make your appointment today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,904
Sqft
0.14 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,220 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,220/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Orlando actives
$281 vs $250
Days on market
86 vs 42 typical
Where $281/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32806 — neighborhood snapshot
Population
26,423
Median age
40.9
Median income
$86,653
Median home value
$415,800
Avg household
2.26
Households w/ children
2,628
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
215 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3875 S FERN CREEK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$343,000
3857 MARTIN STREET · same community
2 bd · 1 ba · 1,350 sqft · $254/sqft · 59 DOM
Sold · Jul ’26$185,000
3109 WILLIAMS STREET · same community
2 bd · 1 ba · 572 sqft · $323/sqft · 5 DOM
Sold · May ’26$740,000
4512 CRICHTON LANE
4 bd · 3 ba · 1,902 sqft · $389/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3875 S FERN CREEK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3875 S FERN CREEK AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
3875 S FERN CREEK AVENUE FAQs
What would the monthly payment be for 3875 S FERN CREEK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3875 S FERN CREEK AVENUE?+
The most recent tax bill on record (2025) was $8,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3875 S FERN CREEK AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $535,000, this home is listed about 39% above the Orlando median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3875 S FERN CREEK AVENUE?+
Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$535,000 runs 29% above the ORLANDO 32806 median — but at 1,904 sqft it's also 20% larger than the typical Orlando listing.
02Time on market is leverage
86 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lake Como School, William R Boone High, Hillcrest Elementary — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $560,000, now $535,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMEVEST REALTY · Steve Lang. MLS #O6410556.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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