426 VISTA LOOP, DAVENPORT, FL, 33897
Active46 days on marketListed Jun 7, 2026MLS #O6414280
About this home
426 VISTA LOOP
Seller may consider buyer concessions if made in an offer **Some TLC Needed to update But priced to accommodate that with great upside** Welcome to Vista Park and your perfect retreat just minutes from Disney! Discover space, style and versatility in this impressive 5-BEDROOM, 7-BATH ~ POOL HOME offering over 3,000 square feet of living area on a large .26 ACRE ~ CORNER LOT in the GATED Vista Park park community. Whether you are in the market for a SHORT TERM RENTAL investment, a VACATION GETAWAY, or your FOREVER HOME, this property delivers. From the moment you arrive the curb appeal shines with a TILE ROOF, paver driveway and patio, and curated landscaping. Stepping inside you will be greeted by a soaring TWO-STORY FOYER that sets the tone for the open, flowing floor plan. Multiple living and dining areas – including a formal space with a FIREPLACE – make hosting easy, while the family room and kitchen are finished with large windows and French doors, bathing the home in natural light and offering seamless access to the COVERED LANAI, POOL/SPA and EXTENDED PATIO. The well equipped kitchen features a long breakfast bar, stylish pendant and recessed lighting, accent walls and a separate breakfast nook – perfect for everyday living or entertaining. This home offers additional flexibility with TWO PRIMARY SUITES (one on the main floor, the other upstairs), plus generous guest bedrooms, three of which enjoy en-suite bath access. And with seven total baths, there is no shortage of convenience for large families or visiting guests. With a LOW HOA and great location just off Hwy 27, you will enjoy the quick access to major roadways, world-class theme parks, an array of resorts, golf, shopping, dining and so much more. This is everything you could ask for in a primary residence, home away from home or income producing property - call today to schedule a tour!
Facts & features
The home at a glance
5
Bedrooms
7.5
Bathrooms
3,032
Sqft
0.26 ac
Lot size
2
Garage
2001
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$160 vs $189
Days on market
46 vs 42 typical
Where $160/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
167 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 426 VISTA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$405,000
417 VISTA LOOP · same community
5 bd · 5 ba · 3,148 sqft · $129/sqft · 41 DOM
Sold · Nov ’25$450,000
104 VISTA LOOP · same community
4 bd · 4 ba · 2,168 sqft · $208/sqft · 71 DOM
Sold · Jun ’26$425,000
104 VISTA LOOP · same community
4 bd · 4 ba · 2,168 sqft · $196/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 426 VISTA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 426 VISTA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
426 VISTA LOOP FAQs
What would the monthly payment be for 426 VISTA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,884/mo — principal and interest, the actual property-tax bill, the $129/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 426 VISTA LOOP?+
The association fee works out to $129 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 426 VISTA LOOP?+
The most recent tax bill on record (2025) was $6,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 426 VISTA LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $485,000, this home is listed about 25% above the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 426 VISTA LOOP?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$485,000 runs 39% above the DAVENPORT 33897 median — but at 3,032 sqft it's also 56% larger than the typical Davenport listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $515,000, now $485,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6414280.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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