Gavin Hatcher
$610,0005 bd4 ba3,159 sqft$193 /sqft$4,603 /mo all-in ↓

554 PALIO COURT, OCOEE, FL, 34761

Active4 days on marketListed Jul 23, 2026MLS #O6424453

Single Family ResidenceWESTYN BAY PH 02 S-1

About this home

554 PALIO COURT

Imagine coming home knowing the major updates are already complete. All that's left to do is unpack, settle in, and begin your next chapter. Located within the sought-after 24-hour guard-gated community of Westyn Bay, one of West Orange County's most established and desirable neighborhoods, this beautifully updated 5-bedroom, 4-bathroom home offers over 3,159 square feet of thoughtfully designed living space that blends timeless comfort, modern updates, and exceptional functionality. Thoughtfully updated, this home features the improvements today's buyers value most, including a NEW ROOF (April 2025), TWO NEW HVAC SYSTEMS (2025), a recently replaced water heater, fresh interior and exterior paint, new carpet, designer LED lighting, and manicured landscaping. The seller is also including a one-year home warranty for added peace of mind. Designed for everyday living and effortless entertaining, the flexible floor plan offers exceptional versatility. The first floor features an office/flex room, formal dining room, expansive family room, and an open-concept kitchen with a breakfast nook overlooking the living area. The kitchen is the heart of the home, perfect for casual mornings, holiday celebrations, and time with family and friends. A first-floor bedroom adjacent to a full bathroom offers outstanding flexibility for multigenerational living, overnight guests, a private home office, or anyone who appreciates first-floor convenience. Upstairs, you'll find four additional bedrooms, including a spacious owner's retreat with a private balcony, oversized walk-in closet, and spa-inspired en-suite bathroom featuring dual vanities, a jetted garden tub, and separate walk-in shower. A second upstairs bedroom also features its own private en-suite bathroom and walk-in closet, creating an ideal private suite for extended family, long-term guests, older children, or anyone who values additional privacy. Two additional bedrooms share another full bathroom, providing added flexibility. Life in Westyn Bay extends beyond your front door. Residents enjoy a 24-hour manned guard gate, elegant clubhouse, resort-style pool, tennis and pickleball courts, basketball courts, baseball and soccer fields, children's playground, scenic walking trails, expansive green spaces, and a gazebo overlooking Lake Apopka, perfect for Florida sunsets. Outdoor enthusiasts will also appreciate being just minutes from the renowned West Orange Trail, offering miles of scenic pathways for walking, jogging, and cycling. Ideally located in the heart of West Orange County, you'll enjoy convenient access to Historic Downtown Winter Garden, Winter Garden Village, premier shopping and dining, the West Orange Trail, SR-429, Florida's Turnpike, SR-408, Walt Disney World Resort, and Orlando International Airport. More than just a beautifully updated home, this is where life's everyday moments become lasting memories, holidays become cherished traditions, and neighbors become lifelong friends. With the major updates already completed, this exceptional home offers the rare combination of move-in-ready convenience, enduring value, and an unmatched lifestyle in one of West Orange County's finest communities. Schedule your private showing today and discover everything Westyn Bay has to offer.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,159

Sqft

0.19 ac

Lot size

3

Garage

2005

Year built

Two

Levels

$193

Per sqft

PartiallyPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Trash Compactor · Washer
InteriorEating Space In Kitchen · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesNorth
ExteriorBalcony · Irrigation System · Lighting · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$209/mo
Taxes (2025)$8,568/yr
PetsYes
CommunityDock · Clubhouse · Deed Restrictions · Dog Park · Gated Community - Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Phone Available · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,603 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property tax — 2025 actual bill$714
HOA fee — from the listing$209
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,000
Interest rate6.00%
Loan term

Estimated payment

$4,603/mo

Principal & interest$3,292
PMI (est., until 20% equity)$229
Property taxes (actual bill)$714
HOA / condo fee$209
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $610K
$554KedgeAI estimate $698,832 · range $577K$1.0M$1.0M

vs edgeAI estimate

−12.7%

$/sqft vs Ocoee actives

$193 vs $218

Days on market

4 vs 32 typical

Where $193/sqft sits among the 141 Ocoee actives

31 · this home
55
25
16
4
10
$166–197$197–228$228–258$258–289$289–320$320+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Westyn Bay

Map of 554 PALIO COURT inside its neighborhood boundary

Drive times from this address

Downtown Orlando22 min
Universal Orlando25 min
Walt Disney World30 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocoee. See the full Ocoee guide →

Westyn Bay — neighborhood snapshot

Population

2,605

Median age

40

Median income

$172,429

Median home value

$461,472

Avg household

3

Households w/ children

392

For the school run

Orange County School District

HighOcoee High★★★★★
ElementaryPrairie Lake Elementary★★★★★
MiddleLakeview Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocoee market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$456K$437K

Ocoee median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

81 of 141

Ocoee actives have cut their price

Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 69% above the OCOEE 34761 median. See the full Ocoee market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $610,000 · 4 days on market since
2005Built · WESTYN BAY PH 02 S-1

Reality check

What actually sold near 554 PALIO COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

626 PALIO COURTSold · Jan ’26

$645,000

626 PALIO COURT · same community

5 bd · 3.5 ba · 3,503 sqft · $184/sqft · 18 DOM

2835 MIGLIARA LANESold · Jul ’26

$619,000

2835 MIGLIARA LANE · same community

4 bd · 3.5 ba · 3,503 sqft · $177/sqft · 25 DOM

2556 CABERNET CIRCLESold · Feb ’26

$550,000

2556 CABERNET CIRCLE

4 bd · 4 ba · 3,171 sqft · $173/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 554 PALIO COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 554 PALIO COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

554 PALIO COURT FAQs

What would the monthly payment be for 554 PALIO COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,603/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 554 PALIO COURT?+

The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 554 PALIO COURT?+

The most recent tax bill on record (2025) was $8,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 554 PALIO COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocoee?+

At $610,000, this home is listed about 42% above the Ocoee median of $429,990. The market section on this page shows how the area is trending.

Which schools are assigned to 554 PALIO COURT?+

Ocoee High (high), Prairie Lake Elementary (elementary), Lakeview Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NIGEL NEWLAND HOMES LLC · Nigel Newland. MLS #O6424453.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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