2012 E HARDING STREET, ORLANDO, FL, 32806
Active2 days on marketListed Jul 23, 2026MLS #O6425385
About this home
2012 E HARDING STREET
Virtually Staged. Short Sale. Fresh updates, a convenient location, and NO HOA make this REMODELED Cloverdale home an opportunity you won't want to miss! Major improvements have already been completed, including a NEW ROOF (2024) and NEW A/C (2024), giving you added peace of mind from day one. Situated on a spacious .19 ACRE LOT, this property offers room to enjoy the outdoors while being just minutes from the energy of Downtown Orlando. Inside, WOOD LAMINATE FLOORING flows throughout the home, while large windows fill the open living and dining areas with beautiful natural light. The updated kitchen blends style and function with a modern neutral color palette, STAINLESS STEEL APPLIANCES, decorative backsplash, a window over the sink, and convenient exterior access. The updated bathroom carries the same fresh finishes and cohesive design, creating a move-in-ready feel. Multiple front, side, and back entrances with welcoming porches add flexibility and charm, making it easy to enjoy Florida living inside and out. Whether you are relaxing with your morning coffee or entertaining friends, you will appreciate the versatile outdoor spaces and generous yard. Located in the established Cloverdale neighborhood, you will enjoy quick access to SR 408, I-4, and Downtown Orlando, with shopping, dining, parks, lakes, medical facilities, and everyday conveniences all just moments away. If you are looking for an updated home with modern finishes, no HOA, and an unbeatable central location, this one is ready to welcome you home. Call today to schedule a tour!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,000
Sqft
0.19 ac
Lot size
1940
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,400 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,400/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.3%
$/sqft vs Orlando actives
$300 vs $237
Days on market
2 vs 34 typical
Where $300/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32806 — neighborhood snapshot
Population
26,423
Median age
40.9
Median income
$86,653
Median home value
$415,800
Avg household
2.26
Households w/ children
2,628
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
149 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the ORLANDO 32806 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 2012 E HARDING STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$350,000
1705 BAXTER AVENUE
3 bd · 2 ba · 1,022 sqft · $342/sqft · 26 DOM
Sold · Dec ’25$375,000
4020 MONTROSE COURT
3 bd · 2 ba · 1,246 sqft · $301/sqft · 36 DOM
Sold · Jul ’25$360,000
1821 GEIGEL AVENUE
2 bd · 2 ba · 1,273 sqft · $283/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2012 E HARDING STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2012 E HARDING STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
2012 E HARDING STREET FAQs
What would the monthly payment be for 2012 E HARDING STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2012 E HARDING STREET?+
The most recent tax bill on record (2025) was $4,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2012 E HARDING STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $300,000, this home is listed about 23% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2012 E HARDING STREET?+
Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORLANDO 32806 market on paper
$300,000 is 30% below the ORLANDO 32806 median of $430,000.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Orlando market that averages 34 — if it fits, move quickly.
04Strong assigned schools
Lake Como School, William R Boone High, Hillcrest Elementary — Hillcrest Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6425385.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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