Gavin Hatcher
Short-Term Rental Eligible
$479,0003 bd2 ba1,247 sqft$384 /sqft$3,882 /mo all-in ↓

4862 CAYVIEW AVENUE UNIT 30809, ORLANDO, FL, 32819

Active14 days on marketListed Jul 23, 2026MLS #O6426066

Fully furnishedCondominiumVISTA CAY AT HARBOR SQUARE CONDOMINIUM PHASE

About this home

4862 CAYVIEW AVENUE UNIT 30809

Turn-Key 3-Bedroom Condo located NEXT to Clubhouse and Across from EPIC Universe – Airbnb/VRBO Approved! Fully furnished and turn-key, this spacious 3-bedroom, 2-bathroom condo at Vista Cay Resort offers an unbeatable combination of comfort, location, and investment potential. With 1,247 sq. ft. of living space, this open-concept condo features laminate flooring throughout, a bright living and dining area, and a private balcony perfect for enjoying Florida evenings. The functional layout includes a primary suite with en-suite bath and two additional bedrooms connected by a Jack-and-Jill bathroom, making it ideal for families, guests, or short-term rentals. A new water heater was installed in May 2025, and all TVs have been replaced with Smart TVs. What truly sets this property apart is its exceptional location—directly across from Universal's brand-new EPIC Universe theme park, now open and expected to attract millions of visitors annually. The community is also within walking distance of the Orange County Convention Center, which is undergoing a $546 million expansion to add even more meeting and exhibit space, further boosting the area's rental demand and value. Adding to the excitement, the new Brightline and SunRail train station has a proposed plan under development for construction nearby, creating a direct connection from Orlando International Airport and other major regions—positioning Vista Cay as one of Central Florida's most strategically located resort communities. Vista Cay Resort offers top-tier amenities including multiple resort-style pools, clubhouse, fitness center, game room, and a 2-mile scenic walking trail around Lake Cay. Approved for Airbnb and VRBO, this condo can serve as a vacation retreat, full-time residence, or high-yield investment property. A rare opportunity to own a fully furnished 3-bedroom condo in a gated, short-term-rental-approved community—steps from EPIC Universe, the Convention Center expansion, and the proposed upcoming train station. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,247

Sqft

0.03 ac

Lot size

2006

Year built

One

Levels

$384

Per sqft

Furnished

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofSlate
ConstructionStucco
FoundationSlab
FacesWest
ExteriorBalcony · Sidewalk

Community & fees

HOA fee$261/mo
Taxes (2025)$5,148/yr
PetsBreed Restrictions, Number Limit, Size Limit
CommunityClubhouse · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,882 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$429
Condo fee — from the listing$261
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,765
Interest rate6.00%
Loan term

Estimated payment

$3,882/mo

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$429
HOA / condo fee$261
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $479K
$460KedgeAI estimate $502,004 · range $489K$522K$543K

vs edgeAI estimate

−4.6%

$/sqft vs Orlando actives

$384 vs $250

Days on market

14 vs 41 typical

Where $384/sqft sits among the 400 Orlando actives

117
123
87
32 · this home
11
30
$151–211$211–271$271–331$331–390$390–450$450+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price5.0%
Homes for rent right now1,659

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Vista Cay

Map of 4862 CAYVIEW AVENUE UNIT 30809 inside its neighborhood boundary

Drive times from this address

Universal Orlando10 min
Downtown Orlando15 min
Walt Disney World18 min
Orlando Int’l Airport (MCO)19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

177 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% above the Orlando median. See the full Orlando market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $479,000 · 14 days on market since
2006Built · VISTA CAY AT HARBOR SQUARE CONDOMINIUM PHASE

Reality check

What actually sold near 4862 CAYVIEW AVENUE UNIT 30809

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4862 CAYVIEW AVENUE UNIT 306Sold · Apr ’26

$462,500

4862 CAYVIEW AVENUE UNIT 306 · same community

3 bd · 2 ba · 1,247 sqft · $371/sqft · 161 DOM

4814 CAYVIEW AVENUE UNIT 10713Sold · Dec ’25

$416,500

4814 CAYVIEW AVENUE UNIT 10713 · same community

2 bd · 2 ba · 1,112 sqft · $375/sqft · 69 DOM

4918 GIFFORD BOULEVARDSold · Aug ’25

$330,000

4918 GIFFORD BOULEVARD

2 bd · 2 ba · 1,242 sqft · $266/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4862 CAYVIEW AVENUE UNIT 30809 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4862 CAYVIEW AVENUE UNIT 30809 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

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Goes straight to Gavin’s phone and CRM.

Straight answers

4862 CAYVIEW AVENUE UNIT 30809 FAQs

What would the monthly payment be for 4862 CAYVIEW AVENUE UNIT 30809?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,882/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4862 CAYVIEW AVENUE UNIT 30809?+

The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4862 CAYVIEW AVENUE UNIT 30809?+

The most recent tax bill on record (2025) was $5,148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4862 CAYVIEW AVENUE UNIT 30809 be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4862 CAYVIEW AVENUE UNIT 30809?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $479,000, this home is listed about 23% above the Orlando median of $390,990. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$479,000 runs 23% above the Orlando median.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

Listing courtesy of VISTA CAY REALTY COMPANY · Drew Frahm. MLS #O6426066.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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