821 SLEEPY HARBOUR DRIVE, OCOEE, FL, 34761
Active4 days on marketListed Jul 23, 2026MLS #O6427602
About this home
821 SLEEPY HARBOUR DRIVE
Investor opportunity in the heart of Ocoee! This well-maintained duplex at 821/823 Sleepy Harbour Drive offers immediate cash flow with significant upside. Each unit features 2 bedrooms, 2 bathrooms, an additional office/flex space, oversized living areas, screened lanais, private fenced yards, individual one-car garages, and separate water and electric meters. Built in 1990, the property has a functional layout that continues to attract long-term tenants - Current tenants are long term and wish to stay. Current rents are $1,720 per unit, providing stable income today, while offering the opportunity to increase returns. With cosmetic updates, market rents are estimated around $2,500 per unit, creating excellent value-add potential for investors looking to grow cash flow. Major capital improvements have already been completed, including a new roof (2022), one new garage door (2022), a new septic system (2022), exterior paint (2022), one new A/C system (2025), and the second A/C replaced in 2017. These big-ticket updates allow the next owner to focus on maximizing rental income rather than major maintenance expenses. Conveniently located near shopping, dining, major highways, and downtown Ocoee, this is a rare opportunity to acquire an income-producing property with strong upside potential in a desirable Central Florida location. Whether you're adding to your portfolio or looking for your next value-add investment, this duplex checks all the right boxes.
Facts & features
The home at a glance
4
Bedrooms
1,964
Sqft
0.22 ac
Lot size
1
Garage
1990
Year built
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,272 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,272/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocoee actives
$280 vs $218
Days on market
4 vs 32 typical
Where $280/sqft sits among the 142 Ocoee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocoee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocoee. See the full Ocoee guide →
OCOEE 34761 — neighborhood snapshot
Population
46,313
Median age
35.4
Median income
$90,406
Median home value
$363,100
Avg household
3.25
Households w/ children
6,071
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocoee market
$456K → $437K
Ocoee median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
81 of 142
Ocoee actives have cut their price
Median sold price, Ocoee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the OCOEE 34761 median. See the full Ocoee market guide →
Paper trail
This home's history
Reality check
What actually sold near 821 SLEEPY HARBOUR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$505,000
809 BURR OAK DRIVE · same community
3 bd · 2 ba · 2,102 sqft · $240/sqft · 18 DOM
Sold · Jun ’26$520,000
507 BERNADINO DRIVE · same community
4 bd · 2 ba · 2,205 sqft · $236/sqft · 4 DOM
Sold · Nov ’25$340,000
1062 WICKERWOOD STREET
3 bd · 2.5 ba · 1,951 sqft · $174/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 821 SLEEPY HARBOUR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 821 SLEEPY HARBOUR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
821 SLEEPY HARBOUR DRIVE FAQs
What would the monthly payment be for 821 SLEEPY HARBOUR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,272/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 821 SLEEPY HARBOUR DRIVE?+
The most recent tax bill on record (2025) was $7,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocoee?+
At $549,000, this home is listed about 28% above the Ocoee median of $429,990. The market section on this page shows how the area is trending.
Which schools are assigned to 821 SLEEPY HARBOUR DRIVE?+
Thornebrooke Elementary (elementary), Gotha Middle (middle), Olympia High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,000 runs 53% above the OCOEE 34761 median.
02Fresh on the market
Only 4 days on market in a Ocoee market that averages 32 — if it fits, move quickly.
03Strong assigned schools
Thornebrooke Elementary, Gotha Middle, Olympia High — Thornebrooke Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ATRIUM REALTY, LLC · Aj Stagg, Iii. MLS #O6427602.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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