32801 441 HIGHWAY N UNIT 287, OKEECHOBEE, FL, 34972
Active3 days on marketListed Jul 31, 2026MLS #O6429645
About this home
32801 441 HIGHWAY N UNIT 287
Large, private, ready to build 4.1 acre dream property in the heart of Indian Hammock Hunt and riding club. Indian Hammock is an exclusive, gated, 3600 acre community with miles of trails, a community horse boarding stable with large riding arena, multiple shooting/gun ranges, hunting, lighted grass airstrip, fitness center, swimming pool and clubhouse with restaurant that serves delicious gourmet food. This is one of the largest and most private lots in the community tucked away at the end of a peaceful cul-de-sac with no visible neighbors. The property is cleared with established landscaping, a large site pad in place, has electric and water, paid survey work, and features a 10x16 hunt shack/storage building. This property would make an ideal horse/animal property with plenty of room for a barn and paddocks along with a circular drive. Come experience old Florida and be immersed in nature amongst massive oak trees, palm trees , your own private pond, and the abundant wildlife that frequents the property. Direct access to miles of trails where you can walk, bike, ride horses or a UTV right from the property. There are very few lots left in this desirable community with new million dollar plus homes being built.
Facts & features
The home at a glance
4.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,257 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,257/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $375K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 653% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 32801 441 HIGHWAY N UNIT 287 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32801 441 HIGHWAY N UNIT 287 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
32801 441 HIGHWAY N UNIT 287 FAQs
What would the monthly payment be for 32801 441 HIGHWAY N UNIT 287?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,257/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 32801 441 HIGHWAY N UNIT 287?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 32801 441 HIGHWAY N UNIT 287?+
The most recent tax bill on record (2025) was $3,255. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 32801 441 HIGHWAY N UNIT 287?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $399,000, this home is listed about 45% above the Okeechobee median of $274,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6429645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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