1399 W CARY DRIVE, CITRUS SPRINGS, FL, 34434
Active30 days on marketListed Jul 11, 2026MLS #OM728305
About this home
1399 W CARY DRIVE
WELCOME TO 1399 W CARY DRIVE IN THE HEART OF CITRUS SPRINGS! BUILT IN 2023, THIS BEAUTIFULLY MAINTAINED 3-BEDROOM, 2-BATH HOME OFFERS A BRIGHT, OPEN-CONCEPT FLOOR PLAN DESIGNED FOR COMFORTABLE EBERYDAY LIVING. THE SPACIOUS KITCHEN FEATURES GRANITE COUNTER TOPS, QUALITY CABINETRY, STAINLESS STEEL APPLIANCES, WASHER / DRYER ARE INCLUDED. THE BREAKFAST BAR FLOWS SEAMLESSLY INTO THE DINING AND LIVING-AREAS ... PERFECT FOR ENTERTAINING FAMILY AND FRIENDS. PRIMARY BEDROOM BATHROOM HAS DUAL VANITIES. VINYL FLOORING IN THE MAIN AREAS AND CARPET IN THE BEDROOMS. INSIDE LAUNDRY SPACE AND AN ATTACHED TWO CAR GARAGE, NO HOA YOU'LL ENJOY THE PEACE AND PRIVACY OF CITRUS SPRINGS WHILE BEING MINUTES FROM SHOPPING, DINING, MEDICAL FACITIES, PARKS, GOLF COURSES, THE RIANBOW RIVER FOR KAYAKING, TUBING, FISHING AND OUTDOOR RECREATION. WITH EASY ACCESS TO DUNNELLON, CRYSTAL RIVER, AND OCALA, THIS MOVE-IN READY HOME OFFERS THE PERFECT BLEND OF MODERN LIVING AND FLORIDA LIFESTYLE.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,477
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,017 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs CITRUS SPGS UNIT 08
$169 vs $175
Days on market
30 vs 82 typical
Where $169/sqft sits among the 8 homes for sale in CITRUS SPGS UNIT 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $260K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
5 of 8
CITRUS SPGS UNIT 08 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 733% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1399 W CARY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$246,000
7153 N EVEREST TERRACE · same community
3 bd · 2 ba · 1,473 sqft · $167/sqft · 214 DOM
Sold · Mar ’26$265,000
1593 W DIAMOND DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $173/sqft · 358 DOM
Sold · Apr ’26$280,000
2011 W TACOMA DRIVE · same community
3 bd · 2 ba · 1,529 sqft · $183/sqft · 259 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1399 W CARY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1399 W CARY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
1399 W CARY DRIVE FAQs
What would the monthly payment be for 1399 W CARY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1399 W CARY DRIVE?+
The most recent tax bill on record (2026) was $3,300. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $249,900, this home is listed about 9% below the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1399 W CARY DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OCALA HOMES AND FARMS · Joyce Thompson. MLS #OM728305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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