1901 N LAKE ELOISE DRIVE, WINTER HAVEN, FL, 33884
Active6 days on marketListed Aug 5, 2026MLS #P4939506
About this home
1901 N LAKE ELOISE DRIVE
New roof. Solar panels, New paint, vaulted/cathedral ceilings. Fireplaces: Two units total—a wood-burning fireplace in the family room and a travertine-surround fireplace in the dining room. Kitchen: Custom wood cabinetry, granite countertops, stainless steel appliances, and a pass-through window to the dining space. Master Quarters: Expansive master suite area (exceeding 1,000 sq. ft.) featuring an en-suite bathroom with granite countertops, a jetted tub, a double shower, a private courtyard view, and direct access to outdoor sitting areas. Laundry: Dedicated indoor laundry room equipped with a utility sink and abundant storage.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,958
Sqft
0.21 ac
Lot size
1964
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,535 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,535/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+66.3%
$/sqft vs Winter Haven actives
$169 vs $170
Days on market
6 vs 49 typical
Where $169/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eloise Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Eloise Woods — neighborhood snapshot
Population
3,227
Median age
43
Median income
$74,677
Median home value
$296,594
Avg household
3
Households w/ children
305
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
199 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 1901 N LAKE ELOISE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$180,000
132 TERRACE DRIVE · same community
3 bd · 2 ba · 1,351 sqft · $133/sqft · 120 DOM
Sold · Jul ’26$440,000
1854 ELOISE COVE DRIVE
4 bd · 3 ba · 2,888 sqft · $152/sqft · 86 DOM
Sold · Oct ’25$375,000
109 ODIN DRIVE
4 bd · 2.5 ba · 2,884 sqft · $130/sqft · 334 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1901 N LAKE ELOISE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1901 N LAKE ELOISE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
1901 N LAKE ELOISE DRIVE FAQs
What would the monthly payment be for 1901 N LAKE ELOISE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,535/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1901 N LAKE ELOISE DRIVE?+
The most recent tax bill on record (2025) was $2,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $500,000, this home is listed about 75% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1901 N LAKE ELOISE DRIVE?+
Denison Middle School (middle), Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Tommie Davis. MLS #P4939506.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Winter Haven homes, in your inbox
Like 1901 N LAKE ELOISE DRIVE but not quite? A daily digest of every new listing in Winter Haven — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gavin to ping you on any price or status change →