Gavin Hatcher
$318,500$335,0002 bd2 ba1,679 sqft$190 /sqft$2,823 /mo all-in ↓

3811 WESTERHAM DRIVE, CLERMONT, FL, 34711

Active65 days on marketListed May 19, 2026MLS #S5149915

Priced 32% below the CLERMONT 34711 medianReduced $17KSingle Family ResidenceBRIGHTON AT KINGS RIDGE PH 03

About this home

3811 WESTERHAM DRIVE

BUYER’S CREDIT $8000 . Welcome to this beautifully Oxford model in Kings Ridge! Whether you're planning to upgrade/downsize, relocate to Florida, buy a vacation home, - this home fits every need! This spacious home is filled with lots of natural light and vaulted ceilings throughout, making it feel really grand. There are 2 generous sized bedrooms PLUS a den/office/study (or potential 3rd bedroom!) and 2 full bathrooms. Plenty of great storage space! This home features Ceramic tile floors throughout except Primary Bathroom has Luxury Vinyl Planks. In this large open concept floorplan, the kitchen has beautiful granite counters, deep stainless steel sink, stunning tile backsplash, and light color appliances along with light color cabinets .Roof replaced in November 2014, Complete with an enclosed Florida room with surround windows with Custom Blinds, it's perfect for morning coffee or tea or reading in the quiet evenings. Oversized garage 19x26 (so bring your golf cart!). You'll really want to see this one! Call today for your private viewing!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,679

Sqft

0.13 ac

Lot size

2

Garage

1998

Year built

One

Levels

$190

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$256/mo
Taxes (2025)$4,692/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,823 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,875
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$391
HOA fee — from the listing$256
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,148Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,148
Interest rate6.00%
Loan term

Estimated payment

$2,823/mo

Principal & interest$1,875
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$391
HOA / condo fee$256
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $319K
$304KedgeAI estimate $326,666 · range $317K$339K$352K

vs edgeAI estimate

−2.5%

Days on market

65 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kings Ridge

Map of 3811 WESTERHAM DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World32 min
Downtown Orlando33 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Kings Ridge — neighborhood snapshot

Population

3,024

Median age

77

Median income

$55,576

Median home value

$318,195

Avg household

2

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $318,500 $17K
May 19, 2026Listed at $335,000 · 65 days on market since
1998Built · BRIGHTON AT KINGS RIDGE PH 03

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3811 WESTERHAM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3811 WESTERHAM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

3811 WESTERHAM DRIVE FAQs

What would the monthly payment be for 3811 WESTERHAM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,823/mo — principal and interest, the actual property-tax bill, the $256/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3811 WESTERHAM DRIVE?+

The association fee works out to $256 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3811 WESTERHAM DRIVE?+

The most recent tax bill on record (2025) was $4,692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3811 WESTERHAM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $318,500, this home is listed about 32% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3811 WESTERHAM DRIVE?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLERMONT 34711 market on paper

$318,500 is 32% below the CLERMONT 34711 median of $465,900, and at $190/sqft it sits under the Clermont average of $240.

02Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $335,000, now $318,500 — a $17K cut. The full history is in the market section below.

Listing courtesy of CHAMPION HOMES · Tammy Moore. MLS #S5149915.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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