1215 DUGAN CIRCLE SE, PALM BAY, FL, 32909
Active39 days on marketListed Jun 27, 2026MLS #S5152108
About this home
1215 DUGAN CIRCLE SE
Short Sale. This beautifully designed 4 bedroom, 2 bath single story home offers modern living at its best, with a flexible layout tailored for today’s lifestyle. The open concept kitchen flows into the living room, dining area, and featuring a spacious island, dining nook, and convenient corner pantry. , with its own oven, refrigerator, microwave, and sink. This unique setup creates an ideal opportunity for multi-generational living, extended family, guests, offering added functionality and versatility. The private owner’s suite is tucked away at the rear of the home for peace and quiet, while two additional bedrooms and a full bath are located at the front of the home. Additional features include stainless steel kitchen appliances, Smart Home technology for remote access, stone exterior with paved driveway for curb appeal, energy-efficient construction for long term savings. This home offers a rare combination of modern upgrades and flexible living space designed to fit a variety of needs. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,830
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,644 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,644/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs Palm Bay actives
$167 vs $209
Days on market
39 vs 44 typical
Where $167/sqft sits among the 361 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $363K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
92 of 361
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 277% above the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1215 DUGAN CIRCLE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$333,000
808 TEDDER ROAD SE
4 bd · 2 ba · 1,793 sqft · $186/sqft · 365 DOM
Sold · Apr ’26$340,000
3257 WARSAW AVENUE SE UNIT 30
3 bd · 2 ba · 1,684 sqft · $202/sqft · 9 DOM
Sold · Feb ’26$323,000
2361 COGAN DRIVE SE UNIT 32
3 bd · 2 ba · 1,684 sqft · $192/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1215 DUGAN CIRCLE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1215 DUGAN CIRCLE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
1215 DUGAN CIRCLE SE FAQs
What would the monthly payment be for 1215 DUGAN CIRCLE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,644/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1215 DUGAN CIRCLE SE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1215 DUGAN CIRCLE SE?+
The most recent tax bill on record (2025) was $6,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1215 DUGAN CIRCLE SE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $305,000, this home is listed about 14% below the Palm Bay median of $354,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1215 DUGAN CIRCLE SE?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALPHA HOMES & INVESTMENT, INC. · Nelson Benavides. MLS #S5152108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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