3707 MOON DANCER PLACE, ST CLOUD, FL, 34772
Active0 days on marketListed Jul 23, 2026MLS #S5154078
Come see it
Upcoming open house
Sun, Jul 26
10:00 AM – 2:00 PM
About this home
3707 MOON DANCER PLACE
Tucked away on a quiet cul-de-sac in the desirable Esprit community, this beautifully maintained 4-bedroom, 3-bath pool home offers the perfect blend of comfort, style, and outdoor living. With 2,190 square feet of thoughtfully designed living space, multiple gathering areas, and a backyard oasis, this home is ideal for both everyday living and entertaining. Step inside to an inviting front living and dining room filled with natural light and highlighted by water-resistant wood laminate flooring, elegant archways, and decorative wall accents. Beyond the archway, you'll find a spacious family room that seamlessly connects to the kitchen, creating the perfect hub for relaxing or hosting guests. Both living areas feature their own double sliding glass doors, allowing for abundant natural light and easy access to the screened pool and lanai. The well-appointed kitchen overlooks the family room and features granite countertops, stainless steel appliances, ample cabinet space, a pantry, breakfast bar seating, and plenty of room to prepare meals while staying connected with family and friends. The split-bedroom floor plan offers exceptional privacy, with the spacious primary suite serving as a relaxing retreat complete with tray ceilings, private access to the pool, and a luxurious ensuite bath featuring dual vanities, a soaking tub, separate walk-in shower, and generous closet space. Three additional bedrooms and two full bathrooms provide flexibility for family, guests, or a home office. Step outside to your own backyard paradise featuring a screened-in pool, expansive covered lanai, vinyl privacy fencing, and plenty of yard space to enjoy Florida's beautiful weather year-round. Whether you're hosting weekend barbecues or simply unwinding poolside, this outdoor living space is sure to impress. Conveniently located just minutes from shopping, dining, major roadways, and Central Florida's world-famous attractions, this home offers the perfect combination of peaceful, family-friendly living and everyday convenience. Don't miss your opportunity to make this exceptional pool home your own!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,190
Sqft
0.18 ac
Lot size
3
Garage
2006
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,518 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,518/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.7%
$/sqft vs St Cloud actives
$210 vs $221
Days on market
0 vs 33 typical
Where $210/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Esprit, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,369/mo median
Live St Cloud rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Esprit
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Esprit is a short-term-rental community. See the full guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
194 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3707 MOON DANCER PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$418,000
3703 MOON DANCER PLACE · same community
4 bd · 3 ba · 2,190 sqft · $191/sqft · 26 DOM
Sold · Aug ’25$434,900
3848 SPIRITED CIRCLE · same community
3 bd · 2.5 ba · 2,039 sqft · $213/sqft · 22 DOM
Sold · May ’26$360,000
3819 SPIRITED CIRCLE · same community
4 bd · 2 ba · 1,859 sqft · $194/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3707 MOON DANCER PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3707 MOON DANCER PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
3707 MOON DANCER PLACE FAQs
What would the monthly payment be for 3707 MOON DANCER PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,518/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3707 MOON DANCER PLACE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3707 MOON DANCER PLACE?+
The most recent tax bill on record (2025) was $4,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3707 MOON DANCER PLACE be rented short-term?+
Yes — this home sits inside Esprit, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3707 MOON DANCER PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $460,000, this home is listed about 8% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3707 MOON DANCER PLACE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$460,000 runs 24% above the ST CLOUD 34772 median.
02Zoned for nightly rentals
Esprit is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Listed today in a St Cloud market that averages 33 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5154078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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