688 SAND PINE LN, HAINES CITY, FL, 33844
Active0 days on marketListed Aug 8, 2026MLS #S5155114
About this home
688 SAND PINE LN
This well-maintained 3-bedroom, 2-bathroom home features an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating a functional layout for everyday living and entertaining. The kitchen includes a refrigerator, and the home also comes equipped with a washer and dryer. Decorative light fixtures enhance the interior, while the primary bathroom features a glass-enclosed shower. The fully fenced backyard offers additional outdoor space and includes mature fruit trees. This property has been occupied only by the current owners. Conveniently located in Haines City with easy access to shopping, dining, schools, parks, and major roadways.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,605
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,003 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
Days on market
0 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 688 SAND PINE LN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 688 SAND PINE LN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
688 SAND PINE LN FAQs
What would the monthly payment be for 688 SAND PINE LN?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,003/mo — principal and interest, the actual property-tax bill, the $377/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 688 SAND PINE LN?+
The association fee works out to $377 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 688 SAND PINE LN?+
The most recent tax bill on record (2025) was $4,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 688 SAND PINE LN?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $329,900, this home is listed about 6% above the Haines City median of $311,390. The market section on this page shows how the area is trending.
Which schools are assigned to 688 SAND PINE LN?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$329,900 runs 12% above the HAINES CITY 33844 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Haines City market that averages 42 — if it fits, move quickly.
Listing courtesy of LA ROSA REALTY LLC · Yudith Osorio. MLS #S5155114.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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