2119 ELM STREET UNIT 103, DUNEDIN, FL, 34698
Active365 days on marketListed Aug 7, 2025MLS #TB8414827
About this home
2119 ELM STREET UNIT 103
Freshly painted. all neutral creamy white! and all NEW flooring just installed !!! No carpet anywhere and all the same flooring throughout! And then the seller is even offering 5k towards buyers closing costs at closing! Located in quaint desirable Dunedin with it's fun Main St that features local restaurants, breweries, and shops! Even the Pinellas Trail goes right through downtown, which is a biking, walking trail that goes through the county. And a short drive to beautiful Dunedin Causeway and Honeymoon Park, all the stores, banks, medical you need close by, too! You can walk 2 blocks to Walmart Market, CVS and Dollar General stores. Ground floor home and covered parking at your doorstep. A quick walk to pool and clubhouse. Beautiful pond view from enclosed Lania that adds an additional 80 plus sq ft to home. Updated kitchen with a terrazzo counter! Split bedrooms and primary bedroom has an en suite full bath and not 1 but 2 closets! Community is cat friendly, High and dry and not in flood zone or evacuation zone. Washer and dryer stay, too! Monthly fee is staying 600. a month for 2026. No stairs to climb to get to your new home! Ground floor home with covered parking at your front door.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
910
Sqft
0 ac
Lot size
1984
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,873 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,873/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.4%
$/sqft vs Dunedin actives
$259 vs $301
Days on market
365 vs 47 typical
Where $259/sqft sits among the 254 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
153 of 254
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 2119 ELM STREET UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$220,000
2139 ELM STREET UNIT 308 · same community
2 bd · 2 ba · 980 sqft · $224/sqft · 329 DOM
Sold · Jan ’26$250,000
2170 ELM STREET UNIT 906 · same community
2 bd · 2 ba · 1,005 sqft · $249/sqft · 242 DOM
Sold · Mar ’26$159,000
2188 ELM STREET UNIT 1107 · same community
2 bd · 2 ba · 1,020 sqft · $156/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2119 ELM STREET UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2119 ELM STREET UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
2119 ELM STREET UNIT 103 FAQs
What would the monthly payment be for 2119 ELM STREET UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,873/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2119 ELM STREET UNIT 103?+
The most recent tax bill on record (2024) was $2,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2119 ELM STREET UNIT 103?+
The listing reports pets: Cats OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $235,500, this home is listed about 41% below the Dunedin median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2119 ELM STREET UNIT 103?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNEDIN 34698 market on paper
$235,500 is 27% below the DUNEDIN 34698 median of $322,000, and at $259/sqft it sits under the Dunedin average of $324.
02Time on market is leverage
365 days on market against a Dunedin median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Stephanie Hanks. MLS #TB8414827.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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