Gavin Hatcher
$6,400,000$6,500,0003 bd3 ba2,548 sqft$2,512 /sqft$43,532 /mo all-in ↓

1024 ELDORADO AVENUE, CLEARWATER BEACH, FL, 33767

Active339 days on marketListed Aug 25, 2025MLS #TB8421060

Reduced $100KWaterfrontSingle Family ResidenceMANDALAY SUB

About this home

1024 ELDORADO AVENUE

Welcome to this RARE oversized beachfront property located in the exclusive Carlouel community of North Clearwater Beach. This 9,627 sq. ft. (0.22 acre) lot presents an exceptional opportunity to create and enjoy a Luxury coastal residence in one of Florida’s most desirable beachfront neighborhoods. With no HOA restrictions and utilities including gas, electricity and public sewer available, this property offers flexibility and ease of development. Just steps from the Carlouel Yacht Club and featuring a private direct beach access, ensuring future owners an unmatched Gulf Coast lifestyle. Beautiful sandy beaches continue to be a top destination for Luxury living and second-home vacation spots - making this location highly attractive for long-term value appreciation. Close proximity to Caladesi Island State Park, Honeymoon Island, a natural seabird sanctuary, vibrant waterside dining, shopping, boating and coastal entertainment to further enhance its appeal. Whether building a custom-designed primary home, vacation retreat, or investment property, this beautiful beachfront location provides a unique opportunity for Luxury living at it's best.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,548

Sqft

0.22 ac

Lot size

1

Garage

1950

Year built

One

Levels

$2,512

Per sqft

WaterfrontFireplacePets allowed

Inside

FlooringCeramic Tile
AppliancesNone
InteriorNinguno
LaundryNone
CoolingNone
HeatingNone

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesEast
ExteriorOther

Community & fees

HOA fee$200/mo
Taxes (2024)$74,860/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Natural Gas Available · Public · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$43,532 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$34,534
PMI (est., until 20% equity)$2,400
Property tax — 2024 actual bill$6,238
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $640,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $640,000
Interest rate6.00%
Loan term

Estimated payment

$43,532/mo

Principal & interest$34,534
PMI (est., until 20% equity)$2,400
Property taxes (actual bill)$6,238
HOA / condo fee$200
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $6.4M
$598KedgeAI estimate $871,364 · range $623K$1.5M$6.7M

vs edgeAI estimate

+634.5%

$/sqft vs MANDALAY SUB

$2,512 vs $508

Days on market

339 vs 84 typical

Where $2,512/sqft sits among the 26 homes for sale in MANDALAY SUB

17
2
2
3
2
0 · this home
$258–633$633–1009$1009–1385$1385–1760$1760–2136$2136+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater Beach

Map of 1024 ELDORADO AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Clearwater Beach — neighborhood snapshot

Population

2,289

Median age

58

Median income

$87,434

Median home value

$801,867

Avg household

2

Households w/ children

104

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer10.1 months of inventoryBuyer’s market

$535K$916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

16 of 26

MANDALAY SUB have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1058% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $6,400,000 $100K
Aug 25, 2025Listed at $6,500,000 · 339 days on market since
1950Built · MANDALAY SUB

Reality check

What actually sold near 1024 ELDORADO AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

58 ASTER STREETSold · Apr ’26

$1,316,750

58 ASTER STREET · same community

4 bd · 3.5 ba · 2,400 sqft · $549/sqft · 21 DOM

864 MANDALAY AVENUESold · Nov ’25

$1,100,000

864 MANDALAY AVENUE · same community

3 bd · 3 ba · 2,364 sqft · $465/sqft · 195 DOM

845 BAY ESPLANADESold · Jul ’26

$1,500,000

845 BAY ESPLANADE · same community

4 bd · 3 ba · 2,344 sqft · $640/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1024 ELDORADO AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1024 ELDORADO AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

1024 ELDORADO AVENUE FAQs

What would the monthly payment be for 1024 ELDORADO AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $43,532/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1024 ELDORADO AVENUE?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1024 ELDORADO AVENUE?+

The most recent tax bill on record (2024) was $74,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1024 ELDORADO AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater Beach?+

At $6,400,000, this home is listed about 691% above the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 1024 ELDORADO AVENUE?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$6,400,000 runs 1058% above the CLEARWATER BEACH 33767 median — but at 2,548 sqft it's also nearly twice the size of the typical Clearwater Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

339 days on market against a Clearwater Beach median of 84 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $6,500,000, now $6,400,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jac Smith. MLS #TB8421060.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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