Gavin Hatcher
$375,000$420,0003 bd1 ba1,032 sqft$363 /sqft$2,821 /mo all-in ↓

4016 EAGLE NEST DRIVE, HERNANDO BEACH, FL, 34607

Active289 days on marketListed Oct 5, 2025MLS #TB8434647

Reduced $45KWaterfrontSingle Family ResidenceGULF COAST RET

About this home

4016 EAGLE NEST DRIVE

Completely Remodeled Gulf Access Retreat in Hernando Beach! Discover true Old Florida paradise in this beautifully remodeled 3-bedroom, 1-bath home and a bright Florida room—perfect for relaxing or entertaining with a view! Every inch of this home has been thoughtfully updated for modern coastal living, with luxurious waterproof vinyl plank flooring, waterproof Endura wall panels, and custom waterproof kitchen and bathroom cabinetry designed to withstand the Florida lifestyle. 4 Head mini split AC and heat with wall unit ac's in two of the bedrooms. Hurricane impact front and back doors. Roof was replaced in 2017. Furnishings are negotiable. Located on a direct Gulf-access canal, this home offers deep water with plenty of room for your sailboat and endless opportunities for boating, fishing, and waterfront adventures. Enjoy convenient access to local waterfront restaurants and the laid-back charm of Hernando Beach—where every day feels like a vacation. Additional highlights include a large garage, a detached shed for extra storage, and ample parking for your boats, RV, or other toys. Whether you’re seeking a full-time waterfront residence, a vacation getaway, or an investment property, this home is ready for you to move right in and start living the Gulf Coast dream!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,032

Sqft

0.14 ac

Lot size

1

Garage

1968

Year built

One

Levels

$363

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Chair Rail · Eating Space In Kitchen · Solid Surface Counters
LaundryIn Garage
CoolingMini-Split Unit(s) · Wall/Window Unit(s)
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace · Pillar/Post/Pier
ViewWater
FacesNorth
ParkingBoat · Ground Level
ExteriorStorage

Community & fees

Taxes (2024)$3,455/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,821 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2024 actual bill$288
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,821/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$288
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$219KedgeAI estimate $231,556 · range $228K$233K$390K

vs edgeAI estimate

+61.9%

$/sqft vs GULF COAST RET

$363 vs $371

Days on market

289 vs 35 typical

Where $363/sqft sits among the 17 homes for sale in GULF COAST RET

1
4
5 · this home
2
4
1
$224–287$287–351$351–414$414–478$478–541$541+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Map of 4016 EAGLE NEST DRIVE

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

9 of 17

GULF COAST RET have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $45K
Oct 5, 2025Listed at $420,000 · 289 days on market since
1968Built · GULF COAST RET

Reality check

What actually sold near 4016 EAGLE NEST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4499 BAHAMA DRIVESold · Jan ’26

$325,000

4499 BAHAMA DRIVE · same community

2 bd · 2 ba · 958 sqft · $339/sqft · 0 DOM

4447 BAHAMA DRIVESold · Feb ’26

$435,000

4447 BAHAMA DRIVE · same community

3 bd · 1 ba · 1,186 sqft · $367/sqft · 0 DOM

4446 BAHAMA DRIVESold · Jan ’26

$590,000

4446 BAHAMA DRIVE · same community

3 bd · 3 ba · 1,193 sqft · $495/sqft · 263 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4016 EAGLE NEST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4016 EAGLE NEST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

4016 EAGLE NEST DRIVE FAQs

What would the monthly payment be for 4016 EAGLE NEST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,821/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4016 EAGLE NEST DRIVE?+

The most recent tax bill on record (2024) was $3,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando Beach?+

At $375,000, this home is listed about 32% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4016 EAGLE NEST DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$375,000 runs 16% above the HERNANDO BEACH 34607 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

289 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $420,000, now $375,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Andrea Soldini. MLS #TB8434647.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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