
19519 MORDEN BLUSH DRIVE, LUTZ, FL, 33558
Active211 days on marketListed Jan 8, 2026MLS #TB8453744
About this home
19519 MORDEN BLUSH DRIVE
REMODELED and BETTER THAN EVER! A private waterfront pool home in the heart of Lutz, this Villa Rosa residence delivers the location, floor plan, and outdoor lifestyle buyers consistently search for. Set on a pond-front homesite with mature palms and no rear neighbors, this four-bedroom, two-bath home offers an open layout, high ceilings, and major updates already completed. Three large queen palms frame the water view, creating a resort-style setting that offers privacy, tranquility, and year-round enjoyment. With a newer roof, updated systems, and no carpet throughout, this home is move-in ready and designed for everyday comfort and entertaining. Built in 2000 and offering approximately 1,856 square feet, the split-bedroom floor plan provides both flow and privacy. The entry welcomes you with decorative molding and architectural detail, opening into a spacious great room filled with natural light from skylights and French doors that lead directly to the covered lanai and pool. This seamless indoor-outdoor connection creates a home that lives larger and functions effortlessly for gatherings or quiet evenings at home. The kitchen is positioned at the center of the home and features granite countertops, stainless steel appliances, ample NEW cabinetry, a pantry closet, and a breakfast bar that connects to the living and dining spaces. An interior laundry room with storage shelving sits just off the kitchen and offers direct access to the garage for added convenience. The primary suite is privately located at the rear of the home with sliding glass doors overlooking the pool and pond. The en-suite bath includes dual vanities, a garden soaking tub with window, a separate tiled shower, linen storage, and a private water closet. Three additional bedrooms are well-sized and thoughtfully placed near a full guest bath with tub and shower combination. Outdoor living is a standout feature. The screened pool enclosure includes a covered lanai, pavered deck and pavered walkways along the sides and rear of the home. Major improvements include a NEW FLOORING - NEW PAINT - NEW CABINETS - 2nd BATH REMODELED - NEW CABINETS & Granite COUNTERTOPS in Primary Bath - New Ceiling Fans & Fixtures. New roof in 2021, HVAC replacement in 2019, and a commercial-grade AO Smith ProLine electric water heater with expansion tank. Additional features include a two-car garage with keypad entry, Rain Bird irrigation system, water softener, ADT security system, and a neutral interior color palette. The home is located in Villa Rosa, a well-established community known for mature landscaping, low HOA fees, no CDD, and convenient access to shopping, dining, schools, and major commuter routes. This home offers a rare combination of waterfront views, functional design, meaningful updates, and outdoor living in one of Lutz’s most desirable neighborhoods.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,856
Sqft
0.11 ac
Lot size
2
Garage
2000
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,106 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,106/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs Lutz actives
$286 vs $243
Days on market
211 vs 43 typical
Where $286/sqft sits among the 261 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $548K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
156 of 261
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19519 MORDEN BLUSH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$430,000
19427 MORDEN BLUSH DRIVE · same community
3 bd · 2 ba · 1,727 sqft · $249/sqft · 46 DOM
Sold · Oct ’25$428,000
19521 MORDEN BLUSH DRIVE · same community
3 bd · 2 ba · 1,684 sqft · $254/sqft · 49 DOM
Sold · Aug ’25$430,000
19505 MORDEN BLUSH DRIVE · same community
3 bd · 2 ba · 1,584 sqft · $271/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19519 MORDEN BLUSH DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19519 MORDEN BLUSH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
19519 MORDEN BLUSH DRIVE FAQs
What would the monthly payment be for 19519 MORDEN BLUSH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,106/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19519 MORDEN BLUSH DRIVE?+
The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19519 MORDEN BLUSH DRIVE?+
The most recent tax bill on record (2024) was $6,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19519 MORDEN BLUSH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $530,000, this home is listed about 8% above the Lutz median of $492,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19519 MORDEN BLUSH DRIVE?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$530,000 runs 39% above the LUTZ 33558 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
211 days on market against a Lutz median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Trish McCullough-Johnson. MLS #TB8453744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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