Gavin Hatcher
$530,0004 bd2 ba1,856 sqft$286 /sqft$4,106 /mo all-in ↓

19519 MORDEN BLUSH DRIVE, LUTZ, FL, 33558

Active211 days on marketListed Jan 8, 2026MLS #TB8453744

WaterfrontPrivate poolSingle Family ResidenceVILLAROSA K

About this home

19519 MORDEN BLUSH DRIVE

REMODELED and BETTER THAN EVER! A private waterfront pool home in the heart of Lutz, this Villa Rosa residence delivers the location, floor plan, and outdoor lifestyle buyers consistently search for. Set on a pond-front homesite with mature palms and no rear neighbors, this four-bedroom, two-bath home offers an open layout, high ceilings, and major updates already completed. Three large queen palms frame the water view, creating a resort-style setting that offers privacy, tranquility, and year-round enjoyment. With a newer roof, updated systems, and no carpet throughout, this home is move-in ready and designed for everyday comfort and entertaining. Built in 2000 and offering approximately 1,856 square feet, the split-bedroom floor plan provides both flow and privacy. The entry welcomes you with decorative molding and architectural detail, opening into a spacious great room filled with natural light from skylights and French doors that lead directly to the covered lanai and pool. This seamless indoor-outdoor connection creates a home that lives larger and functions effortlessly for gatherings or quiet evenings at home. The kitchen is positioned at the center of the home and features granite countertops, stainless steel appliances, ample NEW cabinetry, a pantry closet, and a breakfast bar that connects to the living and dining spaces. An interior laundry room with storage shelving sits just off the kitchen and offers direct access to the garage for added convenience. The primary suite is privately located at the rear of the home with sliding glass doors overlooking the pool and pond. The en-suite bath includes dual vanities, a garden soaking tub with window, a separate tiled shower, linen storage, and a private water closet. Three additional bedrooms are well-sized and thoughtfully placed near a full guest bath with tub and shower combination. Outdoor living is a standout feature. The screened pool enclosure includes a covered lanai, pavered deck and pavered walkways along the sides and rear of the home. Major improvements include a NEW FLOORING - NEW PAINT - NEW CABINETS - 2nd BATH REMODELED - NEW CABINETS & Granite COUNTERTOPS in Primary Bath - New Ceiling Fans & Fixtures. New roof in 2021, HVAC replacement in 2019, and a commercial-grade AO Smith ProLine electric water heater with expansion tank. Additional features include a two-car garage with keypad entry, Rain Bird irrigation system, water softener, ADT security system, and a neutral interior color palette. The home is located in Villa Rosa, a well-established community known for mature landscaping, low HOA fees, no CDD, and convenient access to shopping, dining, schools, and major commuter routes. This home offers a rare combination of waterfront views, functional design, meaningful updates, and outdoor living in one of Lutz’s most desirable neighborhoods.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,856

Sqft

0.11 ac

Lot size

2

Garage

2000

Year built

One

Levels

$286

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Chair Rail · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$81/mo
Taxes (2024)$6,128/yr
PetsYes
CommunityPark · Playground

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,106 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property tax — 2024 actual bill$511
HOA fee — from the listing$81
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,550
Interest rate6.00%
Loan term

Estimated payment

$4,106/mo

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$511
HOA / condo fee$81
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$473KedgeAI estimate $505,621 · range $492K$511K$551K

vs edgeAI estimate

+4.8%

$/sqft vs Lutz actives

$286 vs $243

Days on market

211 vs 43 typical

Where $286/sqft sits among the 261 Lutz actives

80
77
52 · this home
23
9
20
$172–214$214–255$255–296$296–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 19519 MORDEN BLUSH DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Pasco County School District

HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★
ElementaryOakstead Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$541K$548K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

156 of 261

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

Jan 8, 2026Listed at $530,000 · 211 days on market since
2000Built · VILLAROSA K

Reality check

What actually sold near 19519 MORDEN BLUSH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19427 MORDEN BLUSH DRIVESold · May ’26

$430,000

19427 MORDEN BLUSH DRIVE · same community

3 bd · 2 ba · 1,727 sqft · $249/sqft · 46 DOM

19521 MORDEN BLUSH DRIVESold · Oct ’25

$428,000

19521 MORDEN BLUSH DRIVE · same community

3 bd · 2 ba · 1,684 sqft · $254/sqft · 49 DOM

19505 MORDEN BLUSH DRIVESold · Aug ’25

$430,000

19505 MORDEN BLUSH DRIVE · same community

3 bd · 2 ba · 1,584 sqft · $271/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19519 MORDEN BLUSH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19519 MORDEN BLUSH DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Gavin’s phone and CRM.

Straight answers

19519 MORDEN BLUSH DRIVE FAQs

What would the monthly payment be for 19519 MORDEN BLUSH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,106/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19519 MORDEN BLUSH DRIVE?+

The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19519 MORDEN BLUSH DRIVE?+

The most recent tax bill on record (2024) was $6,128. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19519 MORDEN BLUSH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $530,000, this home is listed about 8% above the Lutz median of $492,000. The market section on this page shows how the area is trending.

Which schools are assigned to 19519 MORDEN BLUSH DRIVE?+

Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$530,000 runs 39% above the LUTZ 33558 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

211 days on market against a Lutz median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Trish McCullough-Johnson. MLS #TB8453744.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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