17304 BANDED GOLD LANE, WIMAUMA, FL, 33598
Active140 days on marketListed Mar 24, 2026MLS #TB8490068
About this home
17304 BANDED GOLD LANE
Discover upscale living in the heart of the highly sought-after Southshore Bay Active Adult Community in beautiful Wimauma, Florida. This spacious 3-bedroom, 2.5-bath rental with a bonus office/den delivers both style and comfort, perfect for year-round residents seeking resort-style amenities with easy access to Tampa Bay, Bradenton and the Gulf Coast. Step inside to an upgraded luxury kitchen featuring granite countertops, staggered cabinetry, crown molding, and under-cabinet lighting, the chef’s dream! The open-concept layout flows seamlessly into your living areas, creating a bright and inviting space for gatherings or quiet evenings at home. Key Features Include: 3 spacious bedrooms + bonus office/den, perfect for guests or work-from-home needs 2.5 beautifully appointed bathrooms Gourmet kitchen with premium finishes Under-cabinet lighting and elegant crown molding 2-car garage plus a custom golf cart garage, ideal for Florida cruising Generous indoor-outdoor living for entertaining and relaxation Central heating & cooling for year-round comfort Southshore Bay Amenities – Active 55+ Living at Its Best: Located in one of the premier active adult communities (55+) in the Tampa Bay region, Southshore Bay offers an unparalleled lifestyle with amenities designed to keep you active and engaged. Residents enjoy: A state-of-the-art clubhouse perfect for social activities and events Resort-style swimming pool and fitness center Sports courts for tennis, pickleball and more Scenic Crystal Lagoon and walking trails, great for morning strolls, kayaking, paddleboarding and outdoor gatherings A vibrant community of neighbors who love to live, play and connect locally Convenient access to shopping, dining, outdoor recreation and Florida’s Gulf Coast beaches Situated between Tampa and Bradenton, Southshore Bay delivers both convenience and tranquility, ideal for those seeking an active, social, Florida lifestyle with endless opportunities to explore sun, water and wellness. Don’t miss this opportunity! Premium finishes, lifestyle-focused design, and unmatched community amenities make 17304 Banded Gold Lane one of the most desirable rental homes in the area. Schedule your tour today and experience elevated 55+ living in Southshore Bay.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,128
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,768 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,768/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.2%
$/sqft vs Wimauma actives
$197 vs $186
Days on market
140 vs 39 typical
Where $197/sqft sits among the 276 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$354K → $364K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
144 of 276
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 17304 BANDED GOLD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$382,900
6056 BARRACUDA LOOP
3 bd · 2.5 ba · 2,137 sqft · $179/sqft · 44 DOM
Sold · Jun ’26$385,900
2646 SCENIC PARK LOOP
4 bd · 3 ba · 2,109 sqft · $183/sqft · 174 DOM
Sold · Aug ’25$400,000
6058 BARRACUDA LOOP
4 bd · 3 ba · 2,109 sqft · $190/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 17304 BANDED GOLD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17304 BANDED GOLD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
17304 BANDED GOLD LANE FAQs
What would the monthly payment be for 17304 BANDED GOLD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,768/mo — principal and interest, the actual property-tax bill, the $328/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17304 BANDED GOLD LANE?+
The association fee works out to $328 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17304 BANDED GOLD LANE?+
The most recent tax bill on record (2025) was $7,459. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17304 BANDED GOLD LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $420,000, this home is listed about 17% above the Wimauma median of $359,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$420,000 runs 17% above the Wimauma median.
02Time on market is leverage
140 days on market against a Wimauma median of 39 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $449,000, now $420,000 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ELITE LOCATIONS, INC · Ruddy Hostia Llc. MLS #TB8490068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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