815 S FORT HARRISON AVENUE, CLEARWATER, FL, 33756
Active82 days on marketListed May 21, 2026MLS #TB8506749
About this home
815 S FORT HARRISON AVENUE
DRASTIC REDUCTION!!! What an amazing deal! Harbor Oaks Townhome with almost 2,000 sq.ft! The unit has 3 bedrooms PLUS den/office, 3 full baths, and a private 2 car garage. Move right in, because it is offered ALL FURNISHED! THE ROOF IS BRAND NEW!!! The first floor has the entry foyer, den/office and 2 car garage. The second floor has the open living area including the kitchen with island, large living room and dining area that opens to the balcony, 2nd bedroom and guest bath. The third floor has the master bedroom en-suite with dual sink vanity, large shower and separate soaking tub, plus the 3rd bedroom and bath en-suite & Laundry. This beautiful Mediterranean style community offers beautiful landscaping and pool. Only minutes to Downtown Clearwater where $50 million EVO Entertainment is coming (with the world's largest screen!!!) and the entire street is being redeveloped! And minutes to a different direction to the world faunas Clearwater Beach just over the bridge!!!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,982
Sqft
0.03 ac
Lot size
2
Garage
2005
Year built
Three Or More
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,053 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,053/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$242 vs $227
Days on market
82 vs 54 typical
Where $242/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $330K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 815 S FORT HARRISON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$790,000
4 BELLEVIEW BOULEVARD UNIT 203
2 bd · 2 ba · 1,920 sqft · $411/sqft · 36 DOM
Sold · Jan ’26$824,000
4 BELLEVIEW BOULEVARD UNIT 507
2 bd · 2 ba · 1,844 sqft · $447/sqft · 87 DOM
Sold · Nov ’25$460,000
1512 S FREDRICA AVENUE
3 bd · 2 ba · 1,818 sqft · $253/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 815 S FORT HARRISON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 815 S FORT HARRISON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
815 S FORT HARRISON AVENUE FAQs
What would the monthly payment be for 815 S FORT HARRISON AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,053/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 815 S FORT HARRISON AVENUE?+
The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 815 S FORT HARRISON AVENUE?+
The most recent tax bill on record (2025) was $7,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 815 S FORT HARRISON AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $479,000, this home is listed about 74% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 815 S FORT HARRISON AVENUE?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$479,000 runs 41% above the CLEARWATER 33756 median — but at 1,982 sqft it's also 56% larger than the typical Clearwater listing.
02Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $500,000, now $479,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GREAT HOMES REALTY INC · Tomoko Ryan. MLS #TB8506749.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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