12125 KNOTTY PINE LOOP, SAN ANTONIO, FL, 33576
Active63 days on marketListed May 18, 2026MLS #TB8509654
About this home
12125 KNOTTY PINE LOOP
Welcome to a beautifully maintained 3-bed, 2-bath home that truly feels like a retreat — perfect for families, retirees, or anyone looking for comfort and space. Built in 2002 with solid concrete block and stucco construction, this home sits on a rare 0.42-acre lot in the heart of charming, old-Florida San Antonio. Step inside to an open-concept layout featuring a bright kitchen with quartz countertops, a welcoming dining area, and a spacious living room ideal for gatherings. Double French doors connect the living room and primary suite to the expansive air-conditioned Florida room, offering nearly 12 feet of open access to the fully screened-in pool area — perfect for relaxing, entertaining, or enjoying the Florida sunshine year-round. The primary suite includes a generous walk-in closet, updated cabinetry, and a beautifully finished bathroom with a large, inviting shower. This home is designed for comfort and efficiency with central HVAC, a split system heat pump, electric backup heat, 10 ceiling fans, dual-pane windows, and extra attic insulation. Fresh interior and exterior paint, along with durable laminate and tile flooring, make it move-in ready. Outside, the fully fenced backyard offers a low-maintenance, water-conserving landscape, plus space for gardening, a storage shed, and parking for a lawnmower or tools. There’s plenty of room for a fishing boat or utility trailer, plus off-street parking for 4+ vehicles. The home also includes an enclosure for a backup generator with a 50-amp temporary input option. Enjoy peace of mind with a top-quality GAF asphalt shingle roof (2019) and the convenience of an attached 2-car garage. HVAC sqft is 1609 as reflected in public record, however, actual HVAC sqft is 1951 due to Florida room HVAC install. Located just 35 miles north of Tampa, this quiet neighborhood offers quick access to I-75, Publix, restaurants, the post office, and more. Saint Leo University and beautiful Lake Jovita are only a mile away, and several AdventHealth hospitals are within a short drive. City water here is known for being exceptionally clear and great tasting. This is a rare opportunity to own a spacious, well-cared-for home in one of Florida’s most charming small towns.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,607
Sqft
0.42 ac
Lot size
2
Garage
2002
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,942 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,942/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs San Antonio actives
$249 vs $196
Days on market
63 vs 57 typical
Where $249/sqft sits among the 151 San Antonio actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $352K
San Antonio median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
95 of 151
San Antonio actives have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 12125 KNOTTY PINE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$274,990
10802 SPARKLY WAY
2 bd · 2 ba · 1,616 sqft · $170/sqft · 1 DOM
Sold · Oct ’25$255,540
10822 SPARKLY WAY
2 bd · 2 ba · 1,616 sqft · $158/sqft · 18 DOM
Sold · Apr ’26$319,990
31709 SPLASH ISLE
2 bd · 2 ba · 1,616 sqft · $198/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12125 KNOTTY PINE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12125 KNOTTY PINE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
12125 KNOTTY PINE LOOP FAQs
What would the monthly payment be for 12125 KNOTTY PINE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,942/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12125 KNOTTY PINE LOOP?+
The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12125 KNOTTY PINE LOOP?+
The most recent tax bill on record (2025) was $2,713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12125 KNOTTY PINE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in San Antonio?+
At $399,975, this home is listed about 15% above the San Antonio median of $347,925. The market section on this page shows how the area is trending.
Which schools are assigned to 12125 KNOTTY PINE LOOP?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELITE BROKERS, LLC · Greg Delarue. MLS #TB8509654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New San Antonio homes, in your inbox
Like 12125 KNOTTY PINE LOOP but not quite? A daily digest of every new listing in San Antonio — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gavin to ping you on any price or status change →