Gavin Hatcher
$620,000$650,0004 bd3 ba2,736 sqft$227 /sqft$4,756 /mo all-in ↓

9107 RALLY SPRING LOOP, WESLEY CHAPEL, FL, 33545

Active44 days on marketListed Jun 9, 2026MLS #TB8512104

Reduced $30KWaterfrontPrivate poolSingle Family ResidenceEPPERSON NORTH VILLAGE C-2B

About this home

9107 RALLY SPRING LOOP

Welcome to 9107 Rally Spring Loop, a stunning pool home located in the highly sought-after Epperson Ranch community of Wesley Chapel. Built in 2023, this beautifully maintained 4-bedroom, 3-bath residence offers 2,736 square feet of thoughtfully designed living space with an open-concept floor plan, modern finishes, and a spacious layout ideal for both everyday living and entertaining. Situated on a premium pond, the property offers exceptional privacy and peaceful water views. The screened pool and lanai create the perfect outdoor retreat for enjoying Florida living year-round. Beyond the home itself, Epperson Ranch offers one of the most unique lifestyles in the Tampa Bay area. Residents enjoy access to the world-famous Crystal Lagoon, featuring sandy beaches, swimming, paddleboarding, kayaking, community events, and resort-style recreation. The community also offers miles of walking trails, golf cart-friendly streets, ULTRAFi high-speed internet, gated access, parks, and a vibrant neighborhood atmosphere that continues to make Epperson one of Wesley Chapel's most desirable master-planned communities. Conveniently located near shopping, dining, schools, hospitals, and major highways, this home combines luxury, privacy, and resort-style living in one exceptional package. Schedule your private showing today and experience the Epperson lifestyle for yourself.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,736

Sqft

0.15 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$227

Per sqft

Private poolWaterfrontPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher
InteriorHigh Ceilings
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorNone · Rain Gutters

Community & fees

HOA fee$87/mo
Taxes (2025)$11,169/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,756 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property tax — 2025 actual bill$931
HOA fee — from the listing$87
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,000
Interest rate6.00%
Loan term

Estimated payment

$4,756/mo

Principal & interest$3,345
PMI (est., until 20% equity)$233
Property taxes (actual bill)$931
HOA / condo fee$87
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $620K
$595KedgeAI estimate $699,706 · range $665K$756K$786K

vs edgeAI estimate

−11.4%

Days on market

44 vs 32 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 9107 RALLY SPRING LOOP

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33545 — neighborhood snapshot

Population

27,536

Median age

35.1

Median income

$108,835

Median home value

$363,000

Avg household

3.3

Households w/ children

3,473

For the school run

Pasco County School District

ElementaryWesley Chapel Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $620,000 $30K
Jun 9, 2026Listed at $650,000 · 44 days on market since
2023Built · EPPERSON NORTH VILLAGE C-2B

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9107 RALLY SPRING LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9107 RALLY SPRING LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

9107 RALLY SPRING LOOP FAQs

What would the monthly payment be for 9107 RALLY SPRING LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,756/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9107 RALLY SPRING LOOP?+

The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9107 RALLY SPRING LOOP?+

The most recent tax bill on record (2025) was $11,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9107 RALLY SPRING LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $620,000, this home is listed about 43% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9107 RALLY SPRING LOOP?+

Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$620,000 runs 51% above the WESLEY CHAPEL 33545 median — but at 2,736 sqft it's also 30% larger than the typical Wesley Chapel listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $650,000, now $620,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of MIHARA & ASSOCIATES INC. · Hadi Harake. MLS #TB8512104.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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