Gavin Hatcher
$260,9953 bd1.5 ba1,285 sqft$203 /sqft$1,867 /mo all-in ↓

4448 TERRY LOOP, NEW PORT RICHEY, FL, 34652

Active1 days on marketListed Jul 27, 2026MLS #TB8524775

Private poolFully furnishedSingle Family ResidenceBARBY HEIGHTS FIRST ADD

About this home

4448 TERRY LOOP

Charming 3-bedroom, 1.5-bath concrete block ranch in the established Barby Heights neighborhood of Pasco County, offered as-is with great bones and real potential. This 1,285 sq ft single-story home sits on a 0.12-acre lot and features an arched glass-panel front door, composition shingle roof, and both an open porch and a screened porch for enjoying Florida's outdoor living, all surrounded by mature landscaping including mango and plumeria trees. The attached garage has been outfitted as a full workshop with pegboard walls and built-in shelving — a great bonus space for hobbyists, mechanics, or extra storage. A detached utility building adds further storage, and a decorative fence lines the backyard for added privacy. Central air conditioning and forced-air heat keep things comfortable, though the kitchen and bath retain their original finishes. This is a great opportunity for a first-time buyer, investor, or handyman buyer looking to build equity with some updating in a well-located Pasco County neighborhood, conveniently close to US-19, shopping, dining, and Gulf-area beaches.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,285

Sqft

0.12 ac

Lot size

1968

Year built

One

Levels

$203

Per sqft

Private poolFurnished

Inside

FlooringCarpet
AppliancesDishwasher · Disposal · Freezer · Range
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorSidewalk

Community & fees

Taxes (2025)$662/yr

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,867 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,536
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$55
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,135Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,135
Interest rate6.00%
Loan term

Estimated payment

$1,867/mo

Principal & interest$1,536
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$55
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $261K
$239KedgeAI estimate $269,177 · range $249K$295K$307K

vs edgeAI estimate

−3%

$/sqft vs New Port Richey actives

$203 vs $193

Days on market

1 vs 41 typical

Where $203/sqft sits among the 400 New Port Richey actives

100
137 · this home
104
20
10
29
$94–151$151–208$208–265$265–321$321–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 4448 TERRY LOOP

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34652 — neighborhood snapshot

Population

25,900

Median age

51.8

Median income

$52,396

Median home value

$198,400

Avg household

2.19

Households w/ children

1,991

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$280K$299K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

212 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

Jul 27, 2026Listed at $260,995 · 1 days on market since
1968Built · BARBY HEIGHTS FIRST ADD

Reality check

What actually sold near 4448 TERRY LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4437 TERRY LOOPSold · May ’26

$211,000

4437 TERRY LOOP · same community

2 bd · 1.5 ba · 1,180 sqft · $179/sqft · 2 DOM

5240 SPARROW DRIVESold · Sep ’25

$341,500

5240 SPARROW DRIVE

3 bd · 2 ba · 1,310 sqft · $261/sqft · 7 DOM

3230 BREWSTER DRIVESold · Mar ’26

$118,000

3230 BREWSTER DRIVE

2 bd · 2 ba · 1,260 sqft · $94/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4448 TERRY LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4448 TERRY LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

4448 TERRY LOOP FAQs

What would the monthly payment be for 4448 TERRY LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,867/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4448 TERRY LOOP?+

The most recent tax bill on record (2025) was $662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Port Richey?+

At $260,995, this home is listed about 7% below the New Port Richey median of $280,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4448 TERRY LOOP?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$260,995 runs 14% above the NEW PORT RICHEY 34652 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a New Port Richey market that averages 41 — if it fits, move quickly.

Listing courtesy of IMPACT REALTY TAMPA BAY · Eddie Rivera. MLS #TB8524775.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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