4864 CEDAR VIEW DRIVE, MULBERRY, FL, 33860
Active0 days on marketListed Jul 24, 2026MLS #TB8532052
About this home
4864 CEDAR VIEW DRIVE
This beautifully updated block home features 4 bedrooms and 2 bathrooms, with tile flooring throughout, including the interior laundry room, kitchen with stainless steel appliances and a private deck and sparkling pool so you enjoy it all year long. This house is in an eligible USDA area, meaning you can buy it with $0 DOWN thanks to the USDA program. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,348
Sqft
0.24 ac
Lot size
1
Garage
2000
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,156 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,156/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Willow Oak
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Willow Oak — neighborhood snapshot
Population
7,427
Median age
27
Median income
$56,239
Median home value
$197,969
Avg household
4
Households w/ children
1,210
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$318K → $315K
Mulberry median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4864 CEDAR VIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4864 CEDAR VIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
4864 CEDAR VIEW DRIVE FAQs
What would the monthly payment be for 4864 CEDAR VIEW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,156/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4864 CEDAR VIEW DRIVE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4864 CEDAR VIEW DRIVE?+
The most recent tax bill on record (2025) was $1,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4864 CEDAR VIEW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $295,000, this home is listed about 6% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4864 CEDAR VIEW DRIVE?+
Purcell Elementary School (elementary), Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MARZUCCO REAL ESTATE · Clarisa Moody. MLS #TB8532052.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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