Gavin Hatcher
$449,0003 bd3 ba1,847 sqft$243 /sqft$3,420 /mo all-in ↓

601 N OSCEOLA AVENUE, CLEARWATER, FL, 33755

Active18 days on marketListed Jul 24, 2026MLS #TB8532541

Single Family ResidenceBIDWELLS OAK WOOD ADD

About this home

601 N OSCEOLA AVENUE

Live in one unit and rent the other. Updated in 2017 (including roof), the property features a foyer entry dividing two separate units: a 2BR/2BA and a 1BR/1BA, each with secondary private entrances. Shared laundry room onsite. Long driveway provides ample off-street parking, plus additional street parking. Walk to downtown Clearwater events and dining, steps to the Pinellas Trail, and a short bike ride to Clearwater Beach. Excellent rental and vacation-use potential in a central, highly walkable location.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,847

Sqft

0.1 ac

Lot size

1925

Year built

One

Levels

$243

Per sqft

Negotiable

Inside

FlooringLuxury Vinyl · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Wood Siding
FoundationSlab
FacesWest
ExteriorPrivate Entrance · Private Mailbox

Community & fees

Taxes (2025)$5,016/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,420 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$418
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,420/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$418
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$431KedgeAI estimate $696,525 · range $480K$1.2M$1.3M

vs edgeAI estimate

−35.5%

$/sqft vs Clearwater actives

$243 vs $226

Days on market

18 vs 54 typical

Where $243/sqft sits among the 399 Clearwater actives

167
127 · this home
54
18
8
25
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 601 N OSCEOLA AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33755 — neighborhood snapshot

Population

28,057

Median age

41.3

Median income

$59,613

Median home value

$300,200

Avg household

2.46

Households w/ children

2,788

For the school run

Pinellas County School District

ElementarySkycrest Elementary School★★★★★
HighClearwater High School★★★★★
MiddleDunedin Highland Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$330K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

227 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $449,000 · 18 days on market since
1925Built · BIDWELLS OAK WOOD ADD

Reality check

What actually sold near 601 N OSCEOLA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

658 SIREN WIND LANESold · Nov ’25

$395,000

658 SIREN WIND LANE

2 bd · 2.5 ba · 1,942 sqft · $203/sqft · 168 DOM

615 OLIVE TREE COURTSold · Aug ’25

$337,500

615 OLIVE TREE COURT

2 bd · 2.5 ba · 1,636 sqft · $206/sqft · 154 DOM

642 WELLS COURT UNIT 302Sold · Feb ’26

$265,000

642 WELLS COURT UNIT 302

2 bd · 2 ba · 1,588 sqft · $167/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 601 N OSCEOLA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 601 N OSCEOLA AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

601 N OSCEOLA AVENUE FAQs

What would the monthly payment be for 601 N OSCEOLA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,420/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 601 N OSCEOLA AVENUE?+

The most recent tax bill on record (2025) was $5,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $449,000, this home is listed about 63% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 601 N OSCEOLA AVENUE?+

Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DHM REAL ESTATE GROUP LLC · Nancy Burris. MLS #TB8532541.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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